Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

  2. #2
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    Default Re: Complain about the litigation behaviour of the bank's solicitors

    This is a must for Abbeyicon as they are one of the worst offenders. I shall lodge a complaint immediately regarding my first claim and see what the result is.

    Abbey £4340.59 *WON* Jan 07

    Abbey II MCOL 31/03/07 £8800.00

    Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

    Read my latest claim its a fast track potentially
    http://www.consumeractiongroup.co.uk...ight=noobrider

    read my first claim which includes attending a directions hearing in court
    http://www.consumeractiongroup.co.uk...ight=noobrider

  3. #3
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    Default Re: Complain about the litigation behaviour of the bank's solicitors

    If everyone did this then imagine the look on Abbeyicon's face when they get investigated, no more than they deserve.


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    Default Re: Complain about the litigation behaviour of the bank's solicitors

    already sent my email off

    Abbey £4340.59 *WON* Jan 07

    Abbey II MCOL 31/03/07 £8800.00

    Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

    Read my latest claim its a fast track potentially
    http://www.consumeractiongroup.co.uk...ight=noobrider

    read my first claim which includes attending a directions hearing in court
    http://www.consumeractiongroup.co.uk...ight=noobrider

  5. #5
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    Default Re: Complain about the litigation behaviour of the bank's solicitors

    I must say that they were very prompt in replying to my complaint, however they completely missed the point and refused to look into the matter unless the court complained about the solicitors conduct. I pointed out the abuse of the court process and quoted several reports including the BBC one where it was directly related to Abbeyicon and Ashurts solicitors in a reply. Lets see what happens but I am dissapointed that they won't even consider the matter and appear to be defending their actions with a political spin type reply that went off on a complete tangent to the nature of my complaint. If anyone request I can post the entire email thread on here.

    Abbey £4340.59 *WON* Jan 07

    Abbey II MCOL 31/03/07 £8800.00

    Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

    Read my latest claim its a fast track potentially
    http://www.consumeractiongroup.co.uk...ight=noobrider

    read my first claim which includes attending a directions hearing in court
    http://www.consumeractiongroup.co.uk...ight=noobrider

  6. #6
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    Default Re: Complain about the litigation behaviour of the bank's solicitors

    Yes, please do noob.

    Please remember to DONATE! Help CAG keep up the fight!


    Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

  7. #7
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    Default Re: Complain about the litigation behaviour of the bank's solicitors

    To Whom it may concern

    I am writing to lodge a complaint about a firm of solicitors working on behalf of the Abbeyicon Bank
    PLC where I believe
    they are violating their professional ethical code and more imortantly breaching their duty to court - to whom their
    first duty exists.

    No doubt you are aware of the highly publicised bank charges campaigns whereby consumers are being forced to
    enter into litigation in order to resolve their complaints against their banks. I have recourse to complain
    about Ashurts Solicitors and the conduct in which they handled my individual case.

    The case in question was listed as 6QZ69704 lodged on
    the 3rd October 2006. By the 23rd October Abbey lodged a defence
    which has now become known as their standard template sham defence. It is identical to hundreds of others that I have
    evidence of and has to this date never been in a court room to test. A copy of this defence is attached. A copy of the
    intimidatory letter that accompanied it is also attached offering a 50% settlement. The letter also requested that
    I sign a statement that confirmed terms and conditionsicon that would be attached to the settlement.

    On the 27th October an Allocation Questionaire was issued by the courts at additional cost to myself and required
    completion by
    13th November 2006. As per many other cases, Ashurts filed their aqicon on the very last day possible
    continuing the delaying process. A directions hearing was ordered by the court for
    the 9th January 2007.

    At this point, and bearing in mind I was a litigant in person, I informed Ashursts of a change of address and sent all the
    documentation that I would be relying on in court together with the relevant case law. I recevied no acknowledgement of this.

    Throughout December I telephoned and emailed several times and left telephone messages in an attempt to gain acknowledgement
    of my letter and attempt settlement negotiations without having to bother the courts. All were ignored and no messages returned.

    Finally I wrote an email on the 5th January, 4 days before the directions hearing, to remind them of the hearing and to once
    again attempt settlement negotiations. The reply I received was once again intimidatory stating that firstly due to an oversight
    they will not be attending the hearing but have submitted a set of directions that will require me to submit all my documentation
    and they will submit theirs proving that I would not be entitled to claim anything as they were not penalty charges. This was in fact
    in direct opposition to the defence they had submitted stating they were penalty charges and were comensurate with their actual losses.

    I received a copy of a letter that they submitted to court for the directions hearing which was in fact a duplicate of the draft directions
    that I had submitted to them and the courts already. Once again demonstrating template litigation with no intent to defend in court.
    At the directions hearing the Judge commented on the poor spelling and grammar of the draft directions submitted by a firm of solicitors
    and by the 15th of January were tidied up and made into a court order. I was once again forced to submit all my documentation to
    Ashursts within 14 days of the order and they had 14 days from receipt of mine to submit to the courts and myself.

    I emailed Ashursts solicitor advising her of the court order and the timescales involved and confirming that I had once again
    submitted the documentation via recorded delivery. The responce back via email was quite simply "Thanks". Finally on the 23rd
    January I received a telephone callicon from the solicitor at Ashurts informing me that that would like to negotiate settlement.
    The settlement was eventually agreed at the full amount I had asked for including interesticon and costs once again proving that they had absolutely
    no intention of court representation. I requested a scanned copy of
    cheque once raised and on receipt of this I would withdraw the claim from the court. This never materialised however on the 27th of
    January the promised cheque duly arrived. I withdrew my case once funds were cleared in my account.

    I am currently pursuing a second case of identical nature and unfortunately I am experiencing exactly the same delay tactics and court
    abuse. However it would appear that this time the ignoring of correspondence has gone a stage further. I have referred to the previous
    case and written several emails and letters without a single reply.The exact same template defence has been used and the exact same delay
    tactics. However this time no offer of any settlement has been received and their absolute refusal to enter into any form of negotiation
    clearly shows their intentions to abuse the court system once again.

    In conclusion it is blatantly obvious that Ashurts Solicitors and in particular, Inga Kirkman are abusing the court process in order to delay
    settlement of cases that are simple in law but cost litigants in person considerable stress and cost to instigate. They have no
    intention of defending any of these cases in court and use stock template letters and defences in all of their cases. As you yourselves
    have already stated, this is a very serious violation of their ethical code and breach of their duty to the courts. It is a blatant misuse
    of the court system to frustrate justice and intimidate litigants such as myself.

    Kindest regards


    The reply

    Thank you for your enquiry.
    We hope that it will be helpful if we briefly outline the powers of the Law Society. As the regulatory body for solicitors in England and Wales, we can investigate complaints about solicitors conduct no matter who raises a complaint. The Customer Complaints Service can also consider the service which solicitors provide to their clients if such a complaint is raised by the client in question.
    If a finding of professional misconduct is made, we can consider applying disciplinary sanctions against the solicitor in question, and in the most serious cases can refer the matter to the Solicitors Disciplinary Tribunal. A finding of professional misconduct does not in itself give rise to an award of compensation.
    Whilst we can consider complaints about the overall service provided, we are not able to consider complaints about the advice given by a solicitor. Nor are we able to question the way that a solicitor chose to represent a client, or whether a certain course of action was in the client s best interests. Offering an opinion on such matters would in effect amount to legal advice as to how the case should have been conducted, which is not our function.
    I understand that the firm acts for another party in this matter. I can confirm that solicitors are obliged to act in the best interests of their own clients and to follow their instructions. If the firm does not do so, it is open to the client to complain. A solicitor is entitled to rely on the instructions that they are given by their client and, as long as they do not know that they are false or untrue, they have no obligation to apply a pre-trial screen to establish the truthfulness of any instructions.
    It therefore follows that we are unable to consider the way in which the firm chooses to represent their client. If the matter does go to Court and the Court makes any criticisms of the solicitor s conduct in conducting the matter before it, please contact this office again and the matter can be reconsidered in the light of any criticism that has been made.
    If you have any further queries, you may wish to contact the Legal Complaints Helpline on 0845 6086565 and speak with one of our helpline agents. Our lines are open between 8 am and 6 pm Monday to Friday. Please note calls may be monitored/recorded for training purposes.

    My Reply

    Thank you for the prompt response and I do understand the points you have raised and the reasons for drawing them to my attention. However, the unprofessionalism of Ashurts and the blatant abuse of the court system was the nature of my complaint. If their client has instructed them to act in this manner then perhaps there is a point to be made. The abuse of the court process with no intent to defend has been clearly publicised and criticised by a number of Judges. Please see this particular report on the BBC http://news.bbc.co.uk/1/hi/business/6701231.stm that outlines Ashurts policy and the result. Many more Judges are sharing the same opinion and I did detail the fact that the Judge in my own directions hearing criticised the professionalism of Ashurts and the fact that they were unlikely to attend any court hearing or trial. The times reported on Sunday that these firms of solicitors are causing serious issues with the Judicial system and even the online court service has gone into meltdown. Solicitors have a duty to the courts first and foremost. They are blatantly ignoring this duty as they have never ever stepped inside a court to defend a single one of these cases and they have absolutely no intention opf doing so. They are simply using the court process to intimidate people into dropping their claims and dragging out the length of time it takes to reach full settlement.

    I am dissappointed that you have missed the point I was raising particularly as you have clearly stated that you will not tolerate abuse of the court process. I am now convinced that this sham will continue and no action to advise your members will be taken to dissuade this abuse.


    Their Reply

    Thank you for your enquiry
    If you have evidence to show that the court have criticised the way in which the solicitors have been dealing with this matter then this may amount to professional misconduct which we could consider further. An assertion alone is not enough.
    You should write to us at the address given below providing us with evidence to support your complaint
    The Solicitors Regulation Authority
    Victoria Court
    8 Dormer Place
    Leamington Spa
    Warwickshire
    CV32 5AE
    Yours sincerely
    Email Enquiries Team
    My reply

    Once again thank you for a very prompt reply. Unfortunately the criticism from the judge in my individual case was merely a conversation between myself and the Judge and as it was only a directions hearing where the solicitors failed to attend, therefore no notes were taken and no written evidence is available, conveniently.

    It would appear then that the written evidence from Judge
    David Mackie who publicly criticised the actions as an abuse of process is insufficient and the individual case quoted and reported on the
    BBC site is also irrelevent. Dissappointing that one public case showing Ashurts involved in this abuse and public comments from a Judge describing identical behaviour from other solicitors together with my own experiences will not amount to a complaint.


    No further replies received

    Abbey £4340.59 *WON* Jan 07

    Abbey II MCOL 31/03/07 £8800.00

    Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

    Read my latest claim its a fast track potentially
    http://www.consumeractiongroup.co.uk...ight=noobrider

    read my first claim which includes attending a directions hearing in court
    http://www.consumeractiongroup.co.uk...ight=noobrider

  8. #8
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    Default Re: Complain about the litigation behaviour of the bank's solicitors

    it would appear that we need to take the complaints to the SRA, i had the same reply as noob to my complaint regarding SC&M failing to comply with the judges orders in my case

    i am waiting a reply from the sra, when i get a reply i will let everyone know

    regards paul


  9. #9
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    Default Re: Complain about the litigation behaviour of the bank's solicitors

    Despite this kind of reply, do not stop.

    I am forwarding them to a press contact who is looking at the conduct of solicitors and how they are treated by their regulators.

    SRA fob-offs are to be expected - despite their new "independence". They have not she their old culture yet.
    The merely need a little help.

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

  10. #10
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    Default Re: Complain about the litigation behaviour of the bank's solicitors

    Have just emailed them, will let you know when I receive a response.

    29.1.07 - S.A.R - (Subject Access Request) letter sent to Abbey
    17.2.07 - Preliminary letter sent to Abbey
    5.3.07 - LBA sent to Abbey
    28.3.07 - N1 filed at Worcester CC!
    1.7.07 - AQ filed at Worcester CC
    6.9.07 - Court Date!!!


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