Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    claude76 Novitiate

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    Default welcome finance claiming back

    hi wrote a letter to direct auto finance about the £15 letter charge and that it dosent cost them this to send it.they replied saying it wasent a penalty charge but a liquidation charge so did a search on it found this gonna put it in my letter to claim back.

    . However, a liquidated damage clause will not be enforceable where it constitutes a “penalty”. The leading case on this point is Dunlop Ltd v New Garage Co Ltd (1915) AC 79, which laid down the principles what is a “penalty” in this context.

    heres the link.Prettys Solicitors

    hope its of help.

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  2. #2
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    PPMAN159 Novitiate

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    Default Re: welcome finance claiming back

    Go for it!!

    PPMAN159

    If this comment has helped please click on the scales.

  3. #3
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    mummyemma Novitiate

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    Default Re: welcome finance claiming back

    Good old yes car credit, these people are a nightmare (we are in a court battle with them). It is a charge and therefore you can claim it back the same way you claim back bank charges. Good luck

    Emma

    HFC - Data protection letter sent - 17/07/06
    - prim letter sent for £900 - 27/07/06
    - LBA sent 10/08/06 asking for £945
    - letter from HFC offering £450
    - Letter from HFC offering £946.36
    - Settled in full before filing MCOL
    Ikea - Data protection letter sent - 31/07/06
    - prim letter for £580 - 10/08/06
    -Letter from ikea offering £250 - refused
    -LBA sent 26/08/06
    - Settled in full before filing MCOL
    Alliance and Leicester
    - Prim letter sent for £815 - 10/05/07
    - LBA sent for £815 - 31/05/07
    - Letter from A and L offering £143.50
    HSBC - Data protection sent 10/05/07

  4. #4
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    claude76 Novitiate

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    Default Re: welcome finance claiming back

    hope it was of help to your case mummyemma and goodluck.


  5. #5
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    claude76 Novitiate

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    Default Re: welcome finance claiming back

    recived a letter today from direct auto finance-- without prejudiceicon to our legal rights they are taking the £15 off for the letter they sent as payment was late.
    sent a letter yesterday for £275 for these £15 letters asking for it back wait till they get that one.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE