Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    rupiereeves Novitiate

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    Default No reply to S.A.R

    I sent a S.A.R to First Response Finance on 16th April 07 and have recieved nothing. Can anyone tell me what the next step is?
    I unfortunately got in the mess of taking out finance, getting ill and not meeting the payments so they repossessed the car but I still have to pay them the full amount. I thought I may be able to claim back some charges to help with the debt and asked for all my statements but I couldn't understand them so somebody suggested a S.A.R.
    Is this correct? Sorry to waffle

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  2. #2
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    mummyemma Novitiate

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    Default Re: No reply to S.A.R

    Hi

    In the templates folder there is a letter for data protection non compliance, which basically gives them a nudge and gives them 7 days before you commence court action. You need to send it recorded delivery.

    Emma

    HFC - Data protection letter sent - 17/07/06
    - prim letter sent for £900 - 27/07/06
    - LBA sent 10/08/06 asking for £945
    - letter from HFC offering £450
    - Letter from HFC offering £946.36
    - Settled in full before filing MCOL
    Ikea - Data protection letter sent - 31/07/06
    - prim letter for £580 - 10/08/06
    -Letter from ikea offering £250 - refused
    -LBA sent 26/08/06
    - Settled in full before filing MCOL
    Alliance and Leicester
    - Prim letter sent for £815 - 10/05/07
    - LBA sent for £815 - 31/05/07
    - Letter from A and L offering £143.50
    HSBC - Data protection sent 10/05/07


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE