Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I started my claim 2 months ago with Natwest by sending off for my bank statements, they came through and I set to work putting them in the spreadsheet found on this site
I sent that off and got a standard letter back saying "Thanks for your claim we are looking into it" sort of thing
A month later I was getting ready to follow up as nothing had happened when I got a pack through the door
It was a copy of my T&C's, and a leaflet explaining charges
There was also a letter which I started reading, basically saying the charges were lawful, they didnt agree to my claim etc.. etc..
On the second page it said "however" after reviewing my claim they were willing to offer me £1546.00 (the full amount I claimed for) as a gesture of good will and not an acceptance of fault... etc.. etc..
So Im over the moon. I haven't been able to pay the charges off and am subsequently still owing them £900, so I've cleared my debt to the bank and getting a check for over £600!
Welcome to the Natwest forum and WELL DONE, CONGRATULATIONS
Steven
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Any opinions are without prejudice & without liability.
Almost everything I know concerning the law I learned from this site
Steven
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Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
Im seriously over the moon. I spoke to them today and they are clearing my debt and sending me a cheque for over £600 so I can have a nice holiday now this year
Keep at it guys/gals there is light at the end of the tunnel