Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. 6th March 2006 18:21 #1
    DARRENS279 DARRENS279 is offline
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    Default SENT OFF FIRST LETTER TODAY!!

    Have sent off letter requesting acount charges/statements....feel slightly nervous if it goes all the way to court - will await a response.
    After reading lots of info on this site I do not seem to have come across (in lloydstsbicon section) many if any people that have got there money back either before or after court (would be great to know about anybody that has).

    ANY HELP, ADVICE OR GENERAL INFORMATION WILL BE GREATLY RECIEVED!!

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  2. 6th March 2006 18:25 #2
    BankFodder BankFodder is offline
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    There may be other settled claims but Mummc v Lloydsicon in the litigation section is listed as settled.

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  3. 6th March 2006 18:27 #3
    Down and out Down and out is offline
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    I sued Lloydsicon about 3 or 4 years ago and they caved in before filing a defence.
    I threatened them with the same treatment a couple of years ago and they caved in before I even issued the claim.

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  4. 6th March 2006 18:32 #4
    DARRENS279 DARRENS279 is offline
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    If the banks know that these charges are unlawful and so does everybody else how can they still be getting away with it?

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  5. 6th March 2006 18:59 #5
    Snake Snake is offline
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    Like other institutions I could mention, they play on your ignorance of the law.

    I'm hoping this will be the last time I ever pay these bank charges!
    (£70.00) this month :cry:

    A golf course is a sad misuse of a perfectly good rifle range.
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  6. 6th March 2006 19:08 #6
    DARRENS279 DARRENS279 is offline
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    but surley the law would intervine as they do when somebody breaks the law???

    I only first knew about this today via the martins money saver website, I have always moaned about bank charges to my wife and thought they were way too high but thought that was the norm...now i know otherwise!!!!

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  7. 6th March 2006 19:11 #7
    DARRENS279 DARRENS279 is offline
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    Could anybody tell me that if a claim is successful do the bank reduce future charges or do you have to go through the whole process again?

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  8. 6th March 2006 19:22 #8
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    I don't think they will stop charging you until they are forced to by higher authorities!

    Apologies to people who I was in the process of helping, I may be gone some time.
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  9. 6th March 2006 19:30 #9
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    Could trying to claim back charges from the bank affect my credit card acoount and loan which are also issued by lloydstsbicon?

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  10. 7th March 2006 12:41 #10
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    got 1st reply today:

    Thank you for the e-mail.
    I acknowledge your request for copies of statements of your account since 1st January 2001. Under the circumstances, your e-mail has been passed on to the Manager of the Complaints Unit within Service Recovery and I have asked that he responds to you at the earliest opportunity.

    Regards

    Keith Boden
    Lloydsicon TSB - Service Recovery
    Birmingham

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  11. 7th March 2006 14:38 #11
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    I sent my first letter off a couple of days ago by e-mail. Got a reply saying it has been referred to the manager at Birmingham and then got an e-mail today from David Just that you all seem to be getting - some standard letter they issue out to all their customers that try to claw back these excessive charges. Am awaiting the details of the charges I have accrued over the last 6 yearsicon before sending them a letter threatening legal action in 14 days if they havent refunded them. Is this the right process? - would be grateful of any advice or guidance on this matter as it is quite daunting!! :?

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  12. 7th March 2006 15:22 #12
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    Quote Originally Posted by emmah
    I sent my first letter off a couple of days ago by e-mail. Got a reply saying it has been referred to the manager at Birmingham and then got an e-mail today from David Just that you all seem to be getting - some standard letter they issue out to all their customers that try to claw back these excessive charges. Am awaiting the details of the charges I have accrued over the last 6 yearsicon before sending them a letter threatening legal action in 14 days if they havent refunded them. Is this the right process? - would be grateful of any advice or guidance on this matter as it is quite daunting!! :?
    You are hijacking someone else's thread. Please don't .
    Start your own thread

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
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  13. 7th March 2006 16:02 #13
    Lotta Littlies Lotta Littlies is offline
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    Quote Originally Posted by emmah
    I sent my first letter off a couple of days ago by e-mail. Got a reply saying it has been referred to the manager at Birmingham and then got an e-mail today from David Just that you all seem to be getting - some standard letter they issue out to all their customers that try to claw back these excessive charges. Am awaiting the details of the charges I have accrued over the last 6 yearsicon before sending them a letter threatening legal action in 14 days if they havent refunded them. Is this the right process? - would be grateful of any advice or guidance on this matter as it is quite daunting!! :?
    There are step by step instructions in the FAQ's.


    Lotta

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE