Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I sent my first letter requesting copy bank statements on 7th March, I then received these on 3rd April. I then sent my second letter requesting they pay back charges of £684. On 19th April I received a ltsb standard letter saying I had no chance. I then wrote a third letter on 25th April again requesting they pay back the charges, but no responce. So, I wrote a fourth letter on 24th May stating they have 14 days to respond or i'll proceed through the courts.
To date I have not received a reply to either of my last two letters. I have tried calling the number stated at the ltsb recovery centre only to get a recorded message.
HB - Hi,
Not to worry just follow the Step by Step instructions and keep to your deadlines. When it comes to the court stage I suggest you actually visit your local court, take a look the case listings and comfort yourself seeing just how banks are listed as the defendant -
If you think this post has been of help, please click on my SCALES on the left - thanks
Peter Anderson
Me Vs Morgan Stanley - WON £490
Me V's LTSB - Private & Bus Acc - £18.8k (since Oct1997)
inc: S.69 Interest (and growing daily) -
Please remember to DONATE when you have WON
Lloyds Not Responding
standard letter saying I had no chance. I then wrote a third letter on 25th April again requesting they pay back the charges, but no responce. So, I wrote a fourth letter on 24th May stating they have 14 days to respond or i'll proceed through the courts.
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