Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
    mo mo is offline
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    Default mo/barclaycard *** WON ***

    hi,everyone,gone through the process SARicon,then letter asking for repayment,they offered me the differance between the £12.00 and £25.00 fees,sent rejection letter,and just got reply back saying they wont pay me the full amount cos i was aware of there t&c,so it looks like im going to file a ni at the court next week,i feel somehow nervous about these people,i dont know why,i won with the Halifaxicon,so i dont know why i feel like this,wish me luck

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  2. #2
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    Default Re: mo/barclaycard

    Good luck mo....

    Put on your tee shirt that says "BEEN THERE DONE THAT"

    Wish i had £1 for everybody that has ever felt nervous about these people.


  3. #3
    mo mo is offline
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    Default Re: mo/barclaycard

    thanks for that,barclaycard here i come


  4. #4
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    Default Re: mo/barclaycard

    Good luck Mo!


  5. #5
    mo mo is offline
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    Default Re: mo/barclaycard

    hi,ive had a part offer that i have rejected,soim now filling in a N1 form,can anyone tell me how to work out the daily rate,that it says at the bottom of POCicon,please in simple terms,im a bit thick


  6. #6
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  7. #7
    mo mo is offline
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    Default Re: mo/barclaycard

    tanks for that,this is the one ive used what you sent me,its the bottom bit i cant work out that says plus daily rate,how do i get to daily rate,ive got my charges and 8% but dont know bout daily rate


  8. #8
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    Default Re: mo/barclaycard

    Charges XYZ + interesticon ABC = TOTAL £1234

    Total £1234 X £0.00022p = Interest per day..


  9. #9
    mo mo is offline
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    Default Re: mo/barclaycard

    so my daily rate is 22p? im not tryin to be thick it just comes natrual


  10. #10
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    Default Re: mo/barclaycard

    NO... Add your charges £1234
    To interesticon £1234
    Total = £2468

    Multiply £2468 BY £ 0.00022p = Daily interest


  11. #11
    mo mo is offline
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    Default Re: mo/barclaycard

    thanks,i think ive finally got it,i get it to 19p thanks,im a muppett,one more thing ive just read not to put barclaycard as the defendant but put Barclaysicon bank in london,is this right?


  12. #12
    mo mo is offline
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    Default Re: mo/barclaycard

    anyone?filling it in now,to take it later


  13. #13
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    Default Re: mo/barclaycard

    Barclaysicon Bank PLC T/A Barclaycard.

    Thats Barclays trading as Barclaycard

    19p sounds about right.


  14. #14
    mo mo is offline
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    Default Re: mo/barclaycard

    thanks,ive done it and sent it in,fingers crossed


  15. #15
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    Thumbs up Re: mo/barclaycard

    Mo

    Have just tried replying to your PM - Your inbox is full and needs emptying

    In answer to your question - no you have not upset me, I was just thanking you for correcting me


  16. #16
    mo mo is offline
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    Default Re: mo/barclaycard

    hi,just an update on my claim,i went to the small claims office 26th july to file for judgement as they had untill 25th to reply,and i hadnt heard anything,then this morning got notice of intenet to defend from Barclaysicon dated 27th,shucks,i thought id won


  17. #17
    mo mo is offline
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    Default Re: mo/barclaycard

    ive recieved a letter from my local court this morning,baclays have requested a stay untill the test case is sorted?help,oh its for c c charges.


  18. #18
    mo mo is offline
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    Default Re: mo/barclaycard

    can anyone help?i dont know what to do next


  19. #19
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    Default Re: mo/barclaycard

    Have you had a letter from the court to say your claim has been stayed?

    HOW TO...DUMMIES GUIDE TO CAG...Read here
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    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

  20. #20
    mo mo is offline
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    Default Re: mo/barclaycard

    yes got it today,so been panicking all day



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