Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    tinkerbella22 Novitiate

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    Default tinkerbella v rbs

    Hi all,
    Ive had succesful claims against Abbeyicon and capital 1 for my partner and am now going after RBSicon for myself.
    After having charges after charges applied on my account after going overdrawn once making me almost constantly over my overdrafticon and taking my benefit money (which i know theyre not supposed to do) with the final straw being this morning when I foned telephone banking to ask y i had a refferal charge of £30 today and a £28 maintanance fee a week ago only to be told I went over my overdraft causing the 28quid fee but they had to pay sumthing when i was overdraft hence the second fee. 58quid for 1 charge!!!!! Why dont they just reject the payment if I dont have the funds. Arrrrrrgggggh. Am so fed up Im starting my claim.

    Tink x.x.x

    p.s - can anybody gv me a heads up on at what stage rbs are settling mostly? And am i right in thinking that once i start proceedings they shud not be adding any more charges?

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  2. #2
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    Fat.Controller Novitiate Fat.Controller's Avatar

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    Cagger since
    May 2007
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    Waiting for Thomas! He's late again!
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    Wink Re: tinkerbella v rbs

    Hi Tinkerbella

    I am waiting for a court date with RBSicon and there are others on the forum in a similar position.

    RBS do have a habit of defending claims, using their solicitors Cobbetts, but they also have a habit of settling at the last minute.

    Other claims get settled before court action and you might be one of the lucky ones so keep going.

    Unfortunately they don't stop charging you when you make a claim but you can add all charges upto MCOL/N1 stage.

    Hope this helps.

    FC

    Barclaycard: SETTLED AFTER LBA
    Barclays 1: AT COURT
    Barclays 2: WITH FOS
    Capital One: SETTLED AFTER N1
    Egg: SETTLED AFTER LBA
    HFC: S.A.R - (Subject Access Request)
    Lloyds TSB: S.A.R - (Subject Access Request) - WITH Information Commissioners Office
    RBS: AT COURT


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