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Now that Lloyds have won a second time, is it perhaps advisable to file an N1 in order to submit a more substantial claim ?
Secondly, having been one of the many recipients of 750, do I now deduct this from the final figure and the schedule of charges, and does the interest stay the same ? (I don't see how I can do new spreadsheets and randomly deduct 750).
And finally .. would it be a suitable tactic, that should Lloyds enter a defence, to then drop the court claim and go to the FO, as an much safer option ?
Many thanks for all those who can advise appropriately,
vmac,
I think I will answer you in reverse order, by dropping your claim you are doing exactly what ltsb want you to do. Not sure how the fos can help us out individually, the way to get your charges back at the moment is the court route
As their defence is that the charges are for a service, once you get to court, you provide your substantial evidence in your court bundle, if you drop your claim you obviously won't be able to do this.
I'm sure someone will be able to help you out on the goodwill payment, I have read that once your claim has been settled,(like 1000's of others) [problem] work out the interest and costs, happy to be corrected
Hope this helps in some way.
LTSB court date 25/7/07
17/7/07 I WON I WON I WON!!!! :grin:
HSBC court date 11/9/07 (stayed)
CapOne lba 7/1/08-15/3/08 WON.
Citicards lba 14/1/08
Read Read and Read Some More
If I've been helpful in anyway please tip my scales
Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.
little something I have just read to give you encouragement.
SempeiRe: ltsb not acknowledged court claim- WON!!!!!!!!
Hiya All,
Well I went online today and LTSB have PAID IN FULL..........
Cheers Innocent.
I must say a HUGE thank you to all of the people on this site who make this achievement and others possible.
To those who are still claiming and are getting dispondent - Keep on, DO Not Let the Banks win.
Sempei
Mods- please move to successful claims and copy link to donation. Ta
LTSB court date 25/7/07
17/7/07 I WON I WON I WON!!!! :grin:
HSBC court date 11/9/07 (stayed)
CapOne lba 7/1/08-15/3/08 WON.
Citicards lba 14/1/08
Read Read and Read Some More
If I've been helpful in anyway please tip my scales
Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.
vmac,
I think I will answer you in reverse order, by dropping your claim you are doing exactly what LTSB want you to do. Not sure how the fos can help us out individually, the way to get your charges back at the moment is the court route
As their defence is that the charges are for a service, once you get to court, you provide your substantial evidence in your court bundle, if you drop your claim you obviously won't be able to do this.
I'm sure someone will be able to help you out on the goodwill payment, I have read that once your claim has been settled,(like 1000's of others) [problem] work out the interest and costs, happy to be corrected
Hope this helps in some way.
Hi Remus,
Thanks for this - Thing is, once a case has been to court (and rejected?) the FOS won't look at it. I guess I'm feeling nervous and thinking that should Lloydsenter a defence i could then drop the case and take it to FOS to cover myself - are you with me ? I've just got this feeling that knowing my luck with Lloyds (and that the amount I'm claiming for is similar to those who have lost), that I will be failed case No.3!
Hi, Re: Kevboy_telford Vs Lloyds
"We understand that the Ombudsman has discretionary jurisdiction to adjudicate on financial complaints from consumers after legal proceedings have been issued".
The above is a bit further down on the post.
All hope is not yet lost
Hope this help calm you.
Happy claiming
Read read and read some more.
LTSB court date 25/7/07
17/7/07 I WON I WON I WON!!!! :grin:
HSBC court date 11/9/07 (stayed)
CapOne lba 7/1/08-15/3/08 WON.
Citicards lba 14/1/08
Read Read and Read Some More
If I've been helpful in anyway please tip my scales
Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts.
Lloyds second Win and MCOL V N1
have won a second time, is it perhaps advisable to file an N1 in order to submit a more substantial claim ?
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Originally Posted by remus
