Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default Please Help Me, Barclays Are Shafting Me!!**WON**

    Hi all, I receievd my statments and wrote to Barclaysicon giving them the 14 days notice to get back to me anad included my spreadsheet of costs, but have just recieved a letter from Barclays saying that they're sorry i'm unhappy but it will take them 4 weeks to look into it and 8 weeks for me to see the results!!!!!!!
    When I phoned to query this, the woman got really shirty with me on the phone and said if I wasn't happy they would investigate it!! Do you think i should ignore this message and send them the second letter? Appreciate all your help, thanks.

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  2. #2
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    Default Re: Please Help Me, Barclays Are Shafting Me!!

    Hi Kellsbells

    Just stick to the timetable on here - Barclaysicon are notorious for ignoring our requests.


  3. #3
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    Default Re: Please Help Me, Barclays Are Shafting Me!!

    They've sent you a bog-standard reply letter. We've all had them. don't let Barclaysicon dictate the pace of your claim, or you'll get nowhere. Give them their 14 days, then move on to the next stage.

    whatever stage of the claim you are at, it's vital that you do EXACTLY what you tell them you will do.

    YOU are the claimant, and YOU are in charge!

    Have a look at some of the other threads in this forum. You'll be amazed how many include a post almost exactly the same as yours...



    Barclays (2 accounts) WON
    Lloyds TSB (Daughter's) WON

    Cohen's: WON (discontinued)
    DLC: Given up, gone away.
    Eversheds: Trying!
    Equidebt: In default
    Intrum J: Return to OC
    iQor: Stopped paying.
    Link: In default.
    ScotCall: Return to OC
    Thames: Stopped paying.


    I am NOT a legal or financial expert. There are many CAG members and staff who are better qualified. Please do not make major decisions based on my advice alone.

  4. #4
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    Default Re: Please Help Me, Barclays Are Shafting Me!!

    It's standard stalling tactics. You set the agenda with your last letter & it's time to do it again, I got the "sorry you're not happy with our service but we think it's ok to fleece you" just before the 28 days MCOL deadline!


  5. #5
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    Default Re: Please Help Me, Barclays Are Shafting Me!!

    Thanks guys, thats a great help, will get on the case today. Oooooh, these banks, they'll try anything!! Thank you for your advice


  6. #6
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    Default Re: Please Help Me, Barclays Are Shafting Me!!

    Hi Kells, Barclaysicon will re write the law if you let them. Dont waste your time on the fone just yet, do however send the next letter the day it is due, its a bit frustrating, but it has to be done.
    Good luck..


  7. #7
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    Default Please Help Me, Really Need Advice

    Hi everyone, I am in the process of reclaiming my charges from Barclaysicon. HAve sent them the second letter saying if I don't hear I will take them to court and haved had a letter from them saying that they can't guarantee they will work till my time frame and I should have an answer by the 17 July!!!!! When I phoned Barclays and questioned this, they told me they were following the time guidelines that the Financial Servcies Government dept have put in place to follow up complaints. When I said it wasn't a straightforward complaint she told me if I didn't like it they wouldn't investigate!!! Their time is up on friday and i think this is totally inreasonable, should i just go ahead with the court proceedings?
    Any advice would be greatly appreciated, thanks


  8. #8
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    Default Re: Please Help Me, Really Need Advice

    Kells, From my experience of Barclaysicon, it's not worth phoning them at this stage. It'll frustrate you and get you nowhere.

    Follow your on timetable strictly and ignore their delaying tactics.

    If the time is up after your lbaicon, just take it on to Court.

    Good luck, Slick


  9. #9
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    Default Re: Please Help Me, Really Need Advice

    Hi kels,
    before advising we need to know what you have and havent done so far..
    Can you post from the start. from when you sent in your SARicon.

    thanks

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  10. #10
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    Default Re: Please Help Me, Really Need Advice

    The timescales Barclaysicon are quoting are 'worst case' scenarios. There's NO reason to take any notice of them. You are giving them a perfectly reasonable interval to make a response. This is, after all, a multinational company with tens of thousands of employees....



    Barclays (2 accounts) WON
    Lloyds TSB (Daughter's) WON

    Cohen's: WON (discontinued)
    DLC: Given up, gone away.
    Eversheds: Trying!
    Equidebt: In default
    Intrum J: Return to OC
    iQor: Stopped paying.
    Link: In default.
    ScotCall: Return to OC
    Thames: Stopped paying.


    I am NOT a legal or financial expert. There are many CAG members and staff who are better qualified. Please do not make major decisions based on my advice alone.

  11. #11
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    Default Re: Please Help Me, Really Need Advice

    Stick with your timetable not theirs

    You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

    If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

    If you think I have been helpful PLEASE click the scales

    court bundles for dummies

  12. #12
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    Default Re: Please Help Me, Really Need Advice

    Thats what I thought, just wanted your views, I think it is unacceptable to wait 4 weeks for them to make a decision, they are treating it as a normal complaint, idiots!!! Will def stick to my own timetable, thank you very much for your advice everyone, really appreciate it, Kells


  13. #13
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    Default Re: Please Help Me, Really Need Advice

    After 4 weeks they will proberbly inform you that they still need more time ......... Always stick to your timescale otherwise they will just drag it out as long as possible

    Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

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    I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.

  14. #14
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    Default Please Could Someone Give Me Advice?

    Hi guys,
    Just got a letter from the court teling me Barclaysicon didn't respond to my claim so they now have to pay,woo woo!! I would just like some advice on how I now claim the money. I contacted the court and they told me to go on Her Majesty's Courts Service - Home and go to the forms section, which I did, but really have no idea which form I need to claim my money back. Would really appreciate any advice any of you can give me.
    Thank you


  15. #15
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    Default Re: Please Could Someone Give Me Advice?

    Hi kells

    Well firstly, congratulations!

    I presume you filed your claim online so now you have to log in
    at https://www.moneyclaim.gov.uk/csmco/login.jsp

    Click on your claim and then select the Judgment Start option.

    3 Active Claims:
    Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay
    Barclays Refund of Bank Charges (Joint account) - Awaiting court date
    Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.


    3 Wins :
    Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)
    HSBC (on behalf of brother)
    Settled Out of Court - £3,874.76
    Alliance & Leicester (on behalf of friend)
    Settled Out of Court - £723.41

  16. #16
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    Default Re: Please Could Someone Give Me Advice?

    Hi, thank you! I didn't file it online,I did it through my local court ! When I spoke to them today they were talking about warrants of execution,i'm not sure if that is what I need to file?
    Thanks for your quick reply


  17. #17
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    Default Re: Please Could Someone Give Me Advice?

    So they have actually applied the judgment ?
    Or you have to file for judgment ?

    Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

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    I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.

  18. #18
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    Default Re: Please Could Someone Give Me Advice?

    Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

    "How do I...?" A Dummies' Guide to this Forum
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    Please Donate if you can - help CAG help others

    I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.

  19. #19
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    Default Re: Please Could Someone Give Me Advice?

    Hi there,the letter says it is Judgment for claim (in default). It says that the defendent has not replied to the claim form and is now therefore ordered topay the claimant the money. Does this help? Really appreciate your help, kells


  20. #20
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    Default Re: Please Could Someone Give Me Advice?

    Edited : post made same time as Kells above.

    3 Active Claims:
    Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay
    Barclays Refund of Bank Charges (Joint account) - Awaiting court date
    Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.


    3 Wins :
    Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)
    HSBC (on behalf of brother)
    Settled Out of Court - £3,874.76
    Alliance & Leicester (on behalf of friend)
    Settled Out of Court - £723.41


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