Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Abbey £6086
this is what i am claming plus int
they paid me £703 but there offer was £910 when i asked them why was the downfall they said for me to accept there apolygy as it was an error on there part i replyied no i dont accept there apolgy and if they dont give me the diffrence of there g o gw i will take it futher this is what im doing i now have the aq but gosh ive read for 2 days and im so confused, they are denying it all even thou i have the letter etc, now i am facing more charges £312-92p from 9th july the same reapeatedly over n over i have wrote and told them i have no intensions of paying them and that i am reclaiming these if they dont it shall be added onto the cost for the courts any help please
they were taking the charges out of my dissability i tried for overdraft but they kept refusing me but it didnt stop them taking these charges out of my dissablity/mobility
thanku for your help
abroadgirl
as for your claim - i think it would help if you put it in an order like:
xx/xx/xx prelim letter
xx/xx/xx lba
xx/xx/xx mcol filed for £xxxx.xx
xx/xx/xx defence filed case move to xxxxxxx court
it's a little difficult to just jump right in without the background - so make a little diary then peeps will know where you are in your claim.
then ask your questions and peeps will be here to help you.
good luck abroadgirl.
Hi abroadgirl, they ARE NOT allowed to take your benefits, personalise the letter above and take it into your local branch a few days before the benefit is paid in and tell them that you expect to be able to draw on your benefit in its entirey, dont let them fob you off, dont let them intimidate you, take someone with you if you need moral support. Any problems - come back here
then, write to them and state that you disagree with your charges and formally require the account to be put into dispute, open another account and have all your payments transferrred to that one and your standing orders and direct debits.
Do you have all your statements? if not you need to download an SAR to send them , but we can deal with that when you have done the letter
hope this all helps you
Lula
Lula v Abbey - Settled Lula v Abbey (2) - Settled Lula v Abbey (3) - Stayed
hello thankyou so much for all your help, i am new to this so please bear with me
i ahall tell you everything i have done it will help you all to understand me a lil ty
i used the template letters from martin i sent all thress of them, they offered me as a guesture of good will £910 so i accepted then they put in £703 in my account i wrote faxed phoned emailed then asking why and what was there reason eventully they replied saying that it was an error and they hope i accept there apolagyies, i replied and said no i dont accept there apolygy and that i want an a explanation as to why im still waiting so i wrote to them and said i am not happy and i am taking it futher, i called into my local branch after getting a mini staement and wow i have charges £295.73p
i went to the counter and asked what these were for they have been chargeing me over and over for the same from 9th january i got a letter now saying that it is £312.92p (sorry i put july instead of january)and they want this repaying with intrest i replied saying i am not paying it and i am reclaiming them so i sent the first letter and i also stated that if they dont refund me this charge i shall be adding onto the small claims
i do have statements and i have cpoies of everything from them to me i have also copied the letter where they are apolgising and says it was error on there part, so i have done everything martin has told us to i now have the allocation questioaire, to fill in, i have stopped my dissabilty/mobiliy and now goes into the po account but yes they took it out of this. thanku for listning and all your help
i will go on that link now i will check back here ty
hugs
abroadgirl.
mini staement and wow i have charges £295.73p
so i told her i am not happy and that i am taking it to court and she said i dont blame you i wouldnt be happy either good luck
that is what she said to me
They offered me a GOGW of £323 (against a claim of over 5K)
They actually put £282 in my account!!!
That was in January and they finally settled with me just over a week ago.
When I was going over the details of my claim with her I mentioned the discrepancy and she said "Oh well, there are so many of these claims, somebody obviously just got the figures wrong"!!!! WHAT ARE THEY ON??? This is a financial institution - I work as a budgetary officer and I have to balance finances etc... How can they offer us £???? and then credit accounts with £????. GOD knows how they balance their books (BUT as WE know - they don't know what they're doing
hi tyvm for your replies i guess i do dtress a bit sorry.
no you didnt rant i enjoyed reading your post ty
the form aq i have managed by going through the boards and printing out what has to be attaqched.
the only thing i have got and done is a spreadsheet? i have clicked on the link and it is all diffrent small boxes?
ty for all your help
hugs
abroadgirl
Was it in the above link? You need to choose which spreadsheet you want in you case i think it will be the "simple calculations spreadsheet" unless you are going for contractual which a lot more complicated and at this stage i wouldn't go for that but its up to you.
hi tyvm for your message yes ive been on that link quite afew times but it says open save then it comes up that i carnt open it it may be read only? but i keep trying
thanku so much
hugs
abroadgirl
hi i have got it now but what do i click on i have clicked on tools, easy cal then other but i dont know what to click on next there is alot in the menu or so i just delete whats on the page and put my details in there ty for all your help
abroadgirl
oh my i have been at this all day yesterday till late last night and today it is really doing my head in please can i send it here for u or anyone to help me i have more to put in but i feel i have done it all wrong please can u help as it has to be back by the 7th tyvm
please help
thanku so much
hugs
abroadgirl
i know its wrong
hi bp i went on the thread u gave me and i deleted the dollors etc and put my own in cor ive been at it now for a whole day n half think its the simple one laughs like me i guess hahahaha
ty
hugs
abg
hi bp,
ive just seen the post where i posted the spreadsheet its diffrent to what it actually is the £1-10p is the dailiy int rate and the other is the 8% rate
but i was getting all mixed up
sorry for the confusement im causing you
hugs
abg
right i'm looking at the above post and i have to be honest i can't understand it mayby its my brain! You went into the link i posted clicked on the very 1st one(simple excel)it then asks you to either open, save you chose to save it?
yes but im getting all confused with the intrests daily intrst etc yes i saved it i could go throu all that again not another day and half phew
so i thought if i post it here iget help but it hasnt come out like it is on the thread
ty
hugs
abg
abroadgirl v Abbey
£6086
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