Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I sent RBS 2 letters at 14 day intervals requesting my money. They sent me a standard letter saying they're looking at it. 14 days after sending the second letter, I lodged a small claims summons against rbs for £699.31 (return date is 14/6/07).
Today, i received an offer for £699 to be paid into my account in Full and final settlement. I must be willing to accept any future charges or rbs will have to "consider if we are prepared to continue to provide you with your existing banking facilities." They have given me 8 weeks in which to respond and a contact number to call if I wish to discuss the offer but I'm not sure what to do because:
1) The account no longer exists.
2) I have spent £39 raising the small claim.
Can I ask for my £39 and the 31p as well or should i just accept the offer? Can i ask for a cheque as the account is closed? I'm not going to bank with them again so it doesn't matter if i agree to future charges or not. Do I cancel the court action whilst i wait for their response or do i let it continue until i have the money in my posession? They only have until the 14th june to lodge their defence.
hi big eggs,
i just joined the forum today,this is my 1 st post.
i am delighted to read of your success against RBS .
i need your advice please, i sent my 1 st letter with copies of bank statements etc at the start of april. i got a letter back saying my claim was being looked into and my take up to 6 weeks, and that is it..
what should i do now ???
can you help me please..
kind regards
R200WEL
I can try to help... Have you sent one letter and asked them to respond within 14 day?
if they have failed to respond to your satisfaction, don't wait, send your second letter (letter before action), give them 14 days to respond and then file a court summons against them.
Which bank are you claiming charges against? Read the FAQ's, find the forum for your bank and follow the instructions of how to file a claim. if you follow the instructions and run into trouble, post a thread in your banks forum and ask for help. if that fails, send a personal message to one of the moderators. If you do some research, you should find the info you need. I did a lot of reading on the site and found most of the info i needed and so went off on my own. the links i have provided should help, do some research and ask again if you get stuck. good luck - they'll buckle under pressure. kx
been sent an offer...
2 letters at 14 day intervals requesting my money. They sent me a standard letter saying they're looking at it. 14 days after sending the second letter, I lodged a small claims summons against rbs for £699.31 (return date is 14/6/07).
settlement. I must be willing to accept any future charges or rbs will have to "consider if we are prepared to continue to provide you with your existing banking facilities." They have given me 8 weeks in which to respond and a contact number to call if I wish to discuss the offer but I'm not sure what to do because:
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