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I am now at the stage where Wragge sent me a copy of their defence and my online moneyclaim can no longer be dealt with online but at a county court.
I recieved the blurb in the solicitors defence letter about insufficient particulars of claim etc and I am going to send them a copy of my charges and copy bank statements but I was wondering if any one knew or could explain what will happen next:
What county court it would be in
Can I send the paper work to the court before I get there
How much longer roughly this will take
How much I have to pay now in court costs (£700 claim)
The likelihood of them even going to court
This is really starting to get me down -because of the charges in December I fell behind with my mortgage payments and need this money to catch up with my mortgage who are breathing down my neck!
hiya the "insufficient evidence" seems to be a pretty standard defence! I take it you sent the A&L a schedule of what you were reclaiming and that when you filed your money claim on line you also sent a written letter to them asking them to attach the spreadsheet to you claim? if not you need to do this now. Also, I sent yet another copy to A&L and Wragge pointing out that this information was included with my original correspondence and filed with my claim and the information came from copy bank statements taken from A&L's computer. The claim will be transferred to your local court. Mine was sent to Brighton 3 weeks ago but I have still not received a date, guess they have a backlog!
so with regard to your mortgage settlement will ot be a "quick fix" could you maybe contact your mortgage company and ask them to come to an arrangement whereby you woud pay a little extra ech month untill you catch up?
Thanks so much for this info - it really helps - I will send the charge schedule and correspondance to A+L and Wragge & Co I have also incurred another two chrges since my original claim - do you reckon i could include those too?
Help Needed - A+L, Wragge & Co and Me
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