Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi
I have one set of terms & conditions only (1998 thanks to another user). Bundle has to go to Court tomorrow and I cannot get into Wayback Machine........
Any chance someone could email me any? Send me a personal message I'll I will give you my own email address.
Hi
I have one set of terms & conditions only (1998 thanks to another user). Bundle has to go to Court tomorrow and I cannot get into Wayback Machine........
Any chance someone could email me any? Send me a personal message I'll I will give you my own email address.
7.4 We reserve the right to pass onto you other charges to cover additional work involved in monitoring your account. You will be pre-notified of these charges by your relationship manager.
Mjay - have you looked at www.shadeofblue.co.uk ? There is a scanned copy of T&C's there. Of particular interest is the following:
9.1 We provide you with your Card so that you can operate your Account more conveniently. The Card itself does not give you an automatic overdraft or any other form of credit. We will be entitled, under the terms of the Account, to charge interest at our standard rate for unauthorised overdrafts and to debit that interest and any resulting bank charges from your account.
9.2 If you do use your Card to create an overdraft we have not agreed to, or exceed an agreed overdraft limit, you will have broken the terms of the Account and you must repay the unagreed amount immediately.
So good evidence to include in your court bundle.
This would indicate breach of contract as opposed to fee for a service.
If you also look at the Calling all Lloyds - Urgent Call for evidence there are quite a few bits and bobs on there.
Good Luck
Terms & conditions needed TODAY 6th June
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Originally Posted by MJay69
