Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Thumbs up publish01 vs The Woolwich

    I sent my letter DPA letter to HQ and emaile dit throguh their online banking website.

    Few days later I got told that my request had been overturned but then due to the fact that the DPA requires them to comply with my request they sent me all my statements and listings of all manual interventions in my account since it had opened out of 'courtesy'.

    I didn't include the £10 but I think they are hiding charges from me so I will now I've got something otu of them for free!

    It was suprisingly easy, good stuff bank action group they owe me £734 (ball park figure) so far, I'll keep you posted.

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  2. #2
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    Default Re: publish01 vs The Woolwich

    Best of luck. keep us all posted.


  3. #3
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    Default Re: publish01 vs The Woolwich

    The quest continues,

    Having recieved 2 wholes sets of statements from various parts of Woolwich & Co and a ist of some charges which had been taken from my account upon closer inspection there were discrepancies with charges they stated and actual ones which were taken out if that makes sense!

    Anyhow, having sent me £10 of with a slightly altered Data Protection request letter on Tuesday of this week (next day 12pm recorded delivery) I recieved a letter yesterday informing me thye would get back to me by the 12th August which is absolutely ages and is blatantly a stalling tactic.

    On a poistive note, things seem to be moving on although am fearing that this will take ages as they wil I am sure offer me some ridiculous bargain basement payoff anyhows, does feel good to be assertive with them and getting a response.

    Will keep you posted


  4. #4
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    Default Re: publish01 vs The Woolwich

    After much to'ing and froing with Ms Jessica Fairairn of Woolwich Plc, I got a clear list of all manual interventions to my account.

    Although in the list there were charges on a full set of accounts I was sent by one of her colleagues which listed these hidden charges so I add them also, about £1,314 in total.

    Preliminary letter sent out to today, am hoping to get things tied up more or less before Christmas. They will try every trick in the book though,

    Will keep ya'll posted!


  5. #5
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    Arrow Re: publish01 vs The Woolwich

    Hi Publish,
    Sorry to be the bringer of bad news but i started my action against the woolwich on 15th June and i have got a court hearing on the 25th Jan so unless you get really lucky get ready for a long winter.
    I dont understand why you waited so long for your DPA SARicon they should have been sent to you by the 18th July no later. If they were late you should send a letter to the Information Commissioners Office notifying them of this fact. Try to stick to the timetables in the FAQ's and dont take any notice of letters stating 'we will get back to you by xx/xx/xx'.
    Thats why Dpa 40 days, letter Asking for it Back, 14 days, lbaicon 14 days after that county courticon.
    After all its your money dont let them keep any longer than nescesary.

    AL.


  6. #6
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    Default Re: publish01 vs The Woolwich

    I recieved a letter from Barclaysicon offering me £350 for the £1,134 they owe me with APR added, wrote back saying this is unacceptable and that I would be happy to settle for an amount nearer the total sum.

    Then they say that thats their final offer as apparently the total amount taken in charges is £730, what should I do


  7. #7
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    Arrow Re: publish01 vs The Woolwich

    Quote Originally Posted by publish01 View Post
    I recieved a letter from Barclaysicon offering me £350 for the £1,134 they owe me with APR added, wrote back saying this is unacceptable and that I would be happy to settle for an amount nearer the total sum.

    Then they say that thats their final offer as apparently the total amount taken in charges is £730, what should I do
    Hi publish
    Check your figures again. Does it include interesticon which they wont include.
    and you mention manual intervention did they tell you there had been MI if so how many times as i think this would justify them charging a fee.

    AL.

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007

  8. #8
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    Default Re: publish01 vs The Woolwich

    The best thing to do is use the spreadsheet on to calculate your charges and then send them a copy, so that there can be no confusion in relation to the amount of your claim


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    Default Re: publish01 vs The Woolwich

    Cheers, guys n gals

    Yeah the amount I added up which was for£1134 was worke dout from the infrmation which I'd been sent from the woolwich and these were MI's.

    They said that the £350 they have offered me is a gesture of goodwillicon nothgin to do with the charges although they do admit to taking £700 odd worth of charges from me.

    I'm a touch confused about what to do,


    Publish


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    Talking Re: publish01 vs The Woolwich

    Had a phone callicon from Barclaysicon today, offerd me nearly all of the full amount.

    Would've liked to go all the way to court but its that time of year n all.

    Way to go Consumer Action Group, empowering people with information is a very good thing.



  11. #11
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    Default Re: publish01 vs The Woolwich

    HI Publish

    Shame your not sticking out for the full amount but good luck.
    dont forget your 5% donationicon BAG deserve it.

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007

  12. #12
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    Default Re: publish01 vs The Woolwich

    AL ,Thai and Tam do you think they have forgotten about us lot thats a few cases between Barclaysicon and Woolwich that have been settled i havent even had a snifter of any offer from the orriginal 50% offer whats your thoughts on it ?


  13. #13
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    Default Re: publish01 vs The Woolwich

    stick to your guns, thats your best bet I only settled half way as I'm moving and it the time of year plus the money has been gone so long its not like I miss it or anyting although I certainly did at the time when I was earning less!



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