Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Got my bank statements and I'm just starting to put together my summary of charges.
I have been inputting interest charges into the table, however it does not seem to be working. I have been charged interest of 3.18, when my balance was -214.63, but I had an interest free overdraft of 500. How does this work, do I list it as a charge, or count it in my final amount?
Edit: I have also been charged interest when the account balance is not even minus.
Do I include interest charges in the first schedule I send them?