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I think I may have messed up my court claim. I have issued against Barclaycard @ Northampton as opposed to Barclays Bank PLC........I am now at the aq stage.
Part of the defence states 'Barclaycard is a trading division of Barclays Bank PLC and not a legal entity in its own right.'
Will this be thrown out or should I carry on regardless??
Hi Chris... If you read the jordash thread..
Barclaycard have entered a defence and the court have dispensed with aq.............It opens up with exactly the same wording.....The court have thrown out Barclaycards defence here and hes celebrating his win... I think you have nothing to worry about...
I have an old Barclaycard statement that reads 'Notification of a change to the Barclaycard tariff of charges. We are allowed to charge for our losses & costs if you break the Barclaycard conditions'. We are making the following Tariff of Charges; change from 08/10/2003. We will charge £20 if your balance is over the credit limit at any time.
Would this be enough to show that Barclaycard deem exceeding their credit limit as a breach of contract, with a penalty charge to follow?