Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just wondered if anyone had any thoughts about this.
I won with Natwest in Dec £2,500 they paid up just before court. since then I have had charges of £210 and have followed the same steps to get this back.
Natwest offered £75 which I refused and 14 days (working days) are up on Friday, surely they are not going to make me do it again through the courts. I am wondering if I should give them a call and see if they are aware that we have already been here and done this. Or just do the small claims?
Natwests letter was different this time
“NatWest has for a number of years provided many every day banking services to customers free of charge when accounts are in credit or within a previously agreed overdraft limit ..... bla bla
Also
“Any charges that properly accrue in the future will be applied to your account in line with our published tariff and in accordance with your agreement with the bank. Should you be unwilling to accept any such charges then we may need to consider if we are prepared to continue to provide you with your existing banking facilities. Instead we may offer you a simple account that does not offer borrowing facilities or other services that can result in charges”
I did tell them where to go and quoted the unfair charges in the template letters.
Re: jangles v natwest again (little advice please)
Yes, word for word. Ignore it
Steven
If this post is helpful, please click the scales
Any opinions are without prejudice & without liability.
Almost everything I know concerning the law I learned from this site.
Steven
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My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
Re: jangles v natwest again (little advice please)
Thanks Steven
I did write back with another 14 days on it to refuse the amount offered and said I would not accept that I would have to pay charges on my account. Shall I go right to the small claim on Friday without anymore correspondence?
Re: jangles v natwest again (little advice please)
I would (and did in your situation)
Steven
If this post is helpful, please click the scales
Any opinions are without prejudice & without liability.
Almost everything I know concerning the law I learned from this site.
Steven
Using CAG Toolbar will generate much needed income - Download Here
Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial
My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
jangles v natwest again (little advice please)
in Dec £2,500 they paid up just before court. since then I have had charges of £210 and have followed the same steps to get this back.
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