Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
SAR letter sent to London address - 9/1/07
No response SAR letter sent to Data Protection Manager in Edinburgh - 30/1/07
Copy statements received
Prelim approach letter sent - 13/4/07
Letter from Customer Services advising they were investigating - 25/4/07 lba sent - 22/5/07
Money Claim Online issued - 5/6/07
My sister-in-law is a branch manager at Natwest and is severely unimpressed with me!! LOL!
And her point is.....????
Surely if she's an insider she knows what the score is lol?
You've done exactly the right things, its your money and you will get it back. Remember blood is thicker than water, and Natwest have been bleeding your account, so its time they became a donor instead, and gave you your money back.
You have followed exactly the right steps - the finishing post is in sight - Good Luck!!
Exactly, who needs SIL's and MIL's (sister in laws) and judgemental mother in laws, lol lol xxxxxxxxx
Go get your money, and tell her its none of her business. Youve done the right thing. She may be unimpressed with you, but thousands on here are extremely IMPRESSED with your forthright action. Yaaaaaaaaaay, go get em hun. Fendy xxxx All the support you need right here........ forget the SIL, you dont need her.
NATWEST BANK CLAIM - £16,100.00 WON
ABBEY BANK - £5500.00 WON
CAPITAL ONE VISA - £1800.00 WON
HUBBYS CAPITAL ONE VISA £2012.00 WON
TOTAL WON TO DATE: £25,400
************************* ************************
NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING
ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING
YORKSHIRE BANK - AT SAR STATUS
HALIFAX CREDIT CARD - AT SAR STATUS
PLENTY MORE TO START LATER.
STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.
STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT DUE TO WHAT LIFE DOES TO YOU.
NATWEST BANK CLAIM - £16,100.00 WON
ABBEY BANK - £5500.00 WON
CAPITAL ONE VISA - £1800.00 WON
HUBBYS CAPITAL ONE VISA £2012.00 WON
TOTAL WON TO DATE: £25,400
************************* ************************
NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING
ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING
YORKSHIRE BANK - AT SAR STATUS
HALIFAX CREDIT CARD - AT SAR STATUS
PLENTY MORE TO START LATER.
STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.
STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT DUE TO WHAT LIFE DOES TO YOU.
NATWEST BANK CLAIM - £16,100.00 WON
ABBEY BANK - £5500.00 WON
CAPITAL ONE VISA - £1800.00 WON
HUBBYS CAPITAL ONE VISA £2012.00 WON
TOTAL WON TO DATE: £25,400
************************* ************************
NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING
ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING
YORKSHIRE BANK - AT SAR STATUS
HALIFAX CREDIT CARD - AT SAR STATUS
PLENTY MORE TO START LATER.
STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.
STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT DUE TO WHAT LIFE DOES TO YOU.
Along with Carbunkles and Pants (Uncle and Aunts) Lol Lol Lol xxxx
NATWEST BANK CLAIM - £16,100.00 WON
ABBEY BANK - £5500.00 WON
CAPITAL ONE VISA - £1800.00 WON
HUBBYS CAPITAL ONE VISA £2012.00 WON
TOTAL WON TO DATE: £25,400
************************* ************************
NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING
ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING
YORKSHIRE BANK - AT SAR STATUS
HALIFAX CREDIT CARD - AT SAR STATUS
PLENTY MORE TO START LATER.
STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.
STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT DUE TO WHAT LIFE DOES TO YOU.
Letter from Cust Rels offering to pay charges but no mention of interest or court fee. They prob haven't even caught up with the fact that I issued against them earlier in the week!
Just drafting letter telling them to @*%£ off and give me my full amount claimed. Here we go again!
21/8/06 Intelligent Finance - S.A.R - (Subject Access Request)
1/9/06 Intelligent Finance Prelim Approach letter requesting refund of £319 charges
10/9/06 Intelligent Finance LBA sent
26/9/06 Moneyclaim Online filed - £385.88
12/10/06 Settlement of £415.88
Help needed please! My lba was dated 22 May. As I had no response 14 days later (5 June) I issued MCOL. The offer letter I received this morning is dated 1 June and is just offering the charges back!
Why it took 6 days to get here I don't know. Given that their offer is dated prior to my issuing, do I have to accept it or can I still hold out for interest and costs?
21/8/06 Intelligent Finance - S.A.R - (Subject Access Request)
1/9/06 Intelligent Finance Prelim Approach letter requesting refund of £319 charges
10/9/06 Intelligent Finance LBA sent
26/9/06 Moneyclaim Online filed - £385.88
12/10/06 Settlement of £415.88
Woo hoo! Returned from holiday today to find a cheque for £1000.14 sitting on my doorstep - the full amount claimed! Bit confused why it was from RBS, rather than Natwest but who cares?! I got paid!
21/8/06 Intelligent Finance - S.A.R - (Subject Access Request)
1/9/06 Intelligent Finance Prelim Approach letter requesting refund of £319 charges
10/9/06 Intelligent Finance LBA sent
26/9/06 Moneyclaim Online filed - £385.88
12/10/06 Settlement of £415.88
CONGRATULATIONS!!!!!
Just in time................... for the holiday bills to roll in!!
Great news - I'm really pleased for you. Have a drink on nat west!
Best wishes, hedgey xxx
Girlynutnut v NatWest ***WON***
letter sent to London address - 9/1/07
Reply With Quote
DUE TO WHAT LIFE DOES TO YOU. 
