We are relying on YOU the members of CAG to make the effort to look out and send us your old T&C's. Every user must have something stashed away somewhere which may be relevant - ultimately this will benefit everyone. Please scan, preferably in PDF format, and send ASAP to the following e-mail address -

Hi Gary: I have a set going back to 2003 (6 pages of it) , will scan and email them later today.

Fantastic, thanks!

Good start. I must admit the response from a simular appeal in the Lloyds forum was fairly dissappointing, so hopefully you A&L lot can put them to shame!

OK, you should have them by now in pdf format.

If anyone needs it here is a free download for converting files to pdf

How it works is this, when downloaded you will have a pdf printer driver installed, you select your file to convert i.e. word or bitmap etc and then go to PRINT select PDF from printer OPTIONS away you go the file will convert to pdf and ask you what name to save it under and where.

Gary, the above email address? my mail bounced back. Trying it again. The file is too big have pm you a link to d/l from.

Strange... it should be ok. Let me know if it bounces back again and I'll try to find out whats wrong.

Hello

I have A&L T&C's effective from 1st April 2003. Will scan and send later today,full booklet-15 pages.On school run shortly.Hope this helps.

Hi again

Have emailed A&L T&C's as per earlier post,also sent as pdf to be sure.

Regards

Lisa

Excellent! Thanks for your help.

Hi Gary

As promised I've posted the T&C's from 2001 to you so you should get them tomoz (1st Class snail mail)....

Regards

Scoobz

Thanks Scoobz - appreciated.

Hi

I have scanned and emailed the T's & C's for 2002 and 2004. They are in a zipped folder so please let me know if any problems.

Thanks

Claire

Thanks Claire.

So far, so good! Anyone else?

Sorry Gary, i felt sure i had them lying around, im such a hoarder not found any as yet, just got filing cabinet left to check

Hi Gary

I am sending you a copy of a letter received from A&L where they refer to the charges as Default charges, also a copy of their defence from Wragge and co where they refer to the charges as administritive fees. Hope they help

Caza

Hi again

just sent them, let me know you got them ok

Caza

Caza,

That sounds like its extreamely relevant and very interesting - many thanks.

They don't actually come directly to me but I'll try to get confirmation they arrived.

Sorry, had a rummage but I'm the opposite of a hoarder, I just chuck everything (that'll teach me). Just out of interest are you getting a better response from the A&L forum than you did from Lloyds??

Er... difficult to say - definitely the first few days, yes, but its tailed off a bit yesterday and today.

We've had about 3 sets of actual T&C's (amongst other bits and pieces), which is around the same as Lloyds, but then the appeal has been up for longer over there.

I dont have any A&L t&c or int & charges but am badly in need of some for pre 2001. I've tried copying a set of 1998 t&cs but they wont fully copy, hope you can help as my bundle has to be in by 28th june. Is it imperative that you have the right ones or will later editions do?

Jan

Jan

Hi,

When I get some time to myself, I'll have a look around and see if I still have anything.

I've had my account since '88, so fingers crossed!

Jeff.

Thanks for that Jeff, most appreciated

Jan

Hi,

OK, I've found some T's & C's from 1994/5 for the A&L Keyway account.

They have already been e-mailed to the address in post #1!

Jeff.

Thats great, many thanks Jeff!

And also to everyone else who's sent stuff in, thanks, its appreciated.

Still need more though so keep 'em coming!!:grin:

I only have the stuff on the back of statements; not T & Cs. Would that be any use to you?