Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Halifax refusing to refund

    Hi everyone

    I am new to this site today and I am looking for some advice about what to do next! Yesterday I recieved a letter form Halifaxicon saying that My bank charges are lawful and they are not prepared to refund my charges (approx £1800) I have waited nearly 8 weeks to be told this and am now really annoyed, even worse it was just a bog standard pre printed letter. So I am wondering whether they even looked in to my case
    Is there anyone who can help me and make me smile again.

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  2. #2
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    Parkvale Informative Parkvale Informative Parkvale Informative Parkvale Informative Parkvale's Avatar

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    Default Re: Halifax refusing to refund

    darcy2,
    Welcome to the CAGicon site

    You've definately taken the first step into claiming back what's rightfully yours.

    Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the templates libraryicon as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

    Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

    Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

    Good luck with your claim.


    Useful links to help with your claim

    FAQ’s
    http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

    Letter Templates
    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

    interesticon Spreadsheet
    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

    Court N1 form
    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

    Mcol Particulars of Claim
    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html

    A person is only as big as the dream they dare to live.


    Good things come to he who waits


    Its your money taken unlawfully from your account and you have a legal right to claim it back.

  3. #3
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    Default Re: Halifax refusing to refund

    i also recieved same letter saying that they are not willing to refund my mony either(2,500) i am also like you and not sure what the next step is surely they can just fob us off


  4. #4
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    Default Re: Halifax refusing to refund

    1haldo, read my thread above and start you claim in the Halifaxicon forum.Click on link .Good luck.http://www.consumeractiongroup.co.uk...bank-scotland/

    A person is only as big as the dream they dare to live.


    Good things come to he who waits


    Its your money taken unlawfully from your account and you have a legal right to claim it back.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE