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When i had my successful claim i had 1 months statements missing so i didnt estimate these charges in my claim Claimed £00 for the month.......... I have today found the missing statements and the charges are 4 £1960 (1 month).........
Do u think i could claim 4 these as in the acceptance letter it has full & final settlement for dates prior and after the date that i want to claim for......
What did you actually say in your acceptance letter? Did you mention dates or just something vaguer like "Full and final settlement of my claim". I think it might make a difference
Steven
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Steven
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GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
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Date 13/04/2007
Dear Whoever
Ref: Your Offer of Settlement
Account: xxxxxxxxxxx
Sort Code xxxxxxxxx
Claim No: xxxxxxxxxxx in aaaaaaaaa county court
I acknowledge receipt of your letter date 12/04/2007 and your
settlement cheque of £35987.94
I accept your offer as Full and final settlement only for this claim of bank charges made on my account between 31/01/2001 and 01/06/2004
I accept this offer without prejudice and I reserve the right to make any further claims should you apply future charges that may be considered unlawful under common law or in violation of the Unfair Terms in Consumer Contracts Regulations 1999 or Unfair Contract Terms Act 1977.
I will be willing to withdraw my claim and will send a Notice of Discontinuance to the Court upon receipt of unconditional full settlement of my claim
I am also not prepared to agree to any confidentially clauses you try to impose, unless of course your client wishes to make an offer of due consideration in addition to the amount of £35,000 in order to be afforded this privilege by myself.
I trust that you will find this arrangement acceptable.
You said you accepted the offer "as Full and final settlement only for this claim of bank charges made on my account between 31/01/2001 and 01/06/2004" - therefore you didn't rule out any other claim you might make for bank charges made on your account between 31/01/2001 and 01/06/2004 or indeed any other period.
At least, that's what I think you said
Steven
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Any opinions are without prejudice & without liability. Everything I know concerning the law I learned from this site.
Steven
Using CAG Toolbar will generate much needed income - Download Here
Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial
My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
You said you accepted the offer "as Full and final settlement only for this claim of bank charges made on my account between 31/01/2001 and 01/06/2004" - therefore you didn't rule out any other claim you might make for bank charges made on your account between 31/01/2001 and 01/06/2004 or indeed any other period.
At least, that's what I think you said
Steven
the date i want to claim for is August 2002 which is obviously between the 2 dates..........
So do u think i could reclaim this missing 1 month of charges as with 8% interest its nearly £3k ????
Go for it scott!!! As steven pointed out, you only accepted Full and final settlement for that particular claim - and you also said that you reserved the right to make any further claims.
Nothing ventured, nothing gained!
Should be a walk in the park after the first claim anyway!!!!
What hedgey said - it is what I was trying to say in a more roundabout way
Steven
If this post is helpful, please click the scales
Any opinions are without prejudice & without liability.
Almost everything I know concerning the law I learned from this site.
Steven
Using CAG Toolbar will generate much needed income - Download Here
Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial
My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
Any opinions are without prejudice & without liability.
Almost everything I know concerning the law I learned from this site.
Steven
Using CAG Toolbar will generate much needed income - Download Here
Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial
My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
Personally, I'd be inclined to split the claims merely because of the s32 limitations on the £4K claim. This is where they're bound to really dig their heels in and push it all the way. Might be easier to take the claim that's within the 6 year timescale out of the biggie.
However.......... I'm a bit of a chicken at heart!
I was going to say the same - the £2k should be reasonably easy, particularly with your experience, so you might as well have that and Mrs scott might want a gucci bag or something to go with the dior glasses - the s32 will be more of a fight.
Steven
If this post is helpful, please click the scales
Any opinions are without prejudice & without liability.
Almost everything I know concerning the law I learned from this site.
Steven
Using CAG Toolbar will generate much needed income - Download Here
Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial
My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
Any opinions are without prejudice & without liability.
Almost everything I know concerning the law I learned from this site
Steven
Using CAG Toolbar will generate much needed income - Download Here
Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial
My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
YAAAAAAAAAAAAAAAAY HAPPY B DAY SCOTTIE. YAAAAAAAAAAAAAY, YOU CLEVER OLD DOG YOU.
Still basking in your glory. Ooooo yeah, basking..............xxxx xxx
NATWEST BANK CLAIM - £16,100.00 WON
ABBEY BANK - £5500.00 WON
CAPITAL ONE VISA - £1800.00 WON
HUBBYS CAPITAL ONE VISA £2012.00 WON
TOTAL WON TO DATE: £25,400
************************* ************************
NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING
ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING
YORKSHIRE BANK - AT SAR STATUS
HALIFAX CREDIT CARD - AT SAR STATUS
PLENTY MORE TO START LATER.
STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.
STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT DUE TO WHAT LIFE DOES TO YOU.
scott150663 missing statements can i reclaim
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Originally Posted by steven4064
DUE TO WHAT LIFE DOES TO YOU. 
