Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I am now taking A&L but they are not proving as easy as the others who barely put up a fight, the story so far :
Submitted claim, defence due date 6th June
received an offer letter of £110 - letter sent declining special delivery
yesterday received a cheque for £110 ! they are quite persistent with this £110
Do I take it as partial settlement or refuse, I am going for sending back with no thanks.
Having read some other threads though it appears they take it to the limit ! which I am not so keen on. If the deadline is the 6th June and as far as I am aware they havent handed in a defence do I fiule for judgement on the 6th or the next day ?
Many thanks for any advice and hello and nice to be here
Hi well received a 5 page very snotty defence yesterday will await my aq !
Can anybody answer a question please, I have an overdraft which I am paying back via a debt management company in the defence they have said any monies owed will be offset with the money claimed back, although in the same breath they are saying I have no chance of getting anything back, funny have already had 1 offer and 1 cheque off them for £110 when the total amount is £800 + ! both of which I have sent back, but if they have sent a cheque already why can they not do it again ?
I am presuming they are within their rights to use the money to offset money owed or because it is already in an arranegement can I insist they pay me directly ??
I have been help a friend with his and he has an overdraft and HSBC have offered settlement figure (not including any interest). They want to credit his account but he has just started a debt plan thingy. He has asked me to write a letter requesting a cheque not a credit to the account.
I am sure that somewhere on here I read a similar post but the answer was they can do this. sorry I cant remeber where it is
You could try contacting one of the mods on here cos they are very knowledgable bout this kind of stuff
Me V A&L
, this is my first post and to spread some good news I have already won 3 cases :
£1500
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Re: Me V A&L
hi and welcome.
anyone ??