Ok I am going to give it a go. I will submit a "Subject access requesticon" for information on every statment they have on me so I can find out how much they charged me. PS I was with RBOS from 8yr till 21yr!!

Little story: 6 yearsicon ago I was a student (i.e. skint) and I was talking my brother out for a beer. On arrival to the cash point I found that RBOS had charged me £60 dabs for nothing! (story short - my dad gave me money).
I went in the next day and said "If you can tell me what it is for you can have it!". After 20 minutes the manager deposited the £60 back into my account.

I will keep you all posted.

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