I have this morning asked for a judgement by default to be made against the Woolwich after they failed to make any defense against my claim for £808. The claim was issued by Moneyclaim Online and so is the judgement by default. I'm not sure I have researched this aspect enough and made the assumption that this was the correct course of action.
After reading info on CAGwebsite I see that this course of action can incur additional cost and that it is possible to try writing to the bank again using a template letter (which I have copied).
I have until tomorrow at 10 a.m. to withdraw my intention to apply the jugment by default. It feels like it's getting out of control with talk of extra cost, warrants and court hearings and, quite frankly, I'm scared.
Has anyone been down this route? It is reassuring to know what I'm letting myself in for!!!
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