Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I was thinking of reclaiming my bank charges back from the Halifax but the problem is I also have a mortgage account with them too which I have had a couple of default payments. They have been very helpful and understanding and I feel that if I apply for my charges that they will not be very understanding anymore with my mortgage arrears.
What do you suggest
Welcome to the site.
Your mortgage account is completely separate and as such should not impact negatively as a result of you claiming unlawful bank penalty charges.
Start a thread in the Halifax forum and do some reading up.
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Halifax
but the problem is I also have a mortgage
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