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Hi. Have been using the site for excellent advice and support for a while, but this is my first post so hope it works. Here goes.
Have a Q, but the brief story so far.
Already had necessary statements, so went straight to lba (28 Jan), got 50% offer (28 Feb), refused (outright, didn't do partial settlement thing - hadn't read enough by then) and gave them 14 days etc, heard nothing so MCOL (24 Mar) Issued (26 Mar) Served (31 Mar) Aknowledged (13 Apr) Defended (27 Apr). Hope that's brief enough.
All seems 'par for course' so far. BUT...
Have now (as of 14th May) received court date (local to me - 4th July), an AQ having been 'dispensed with', and the county court saying that the hearing will take no longer than 10 mins, and if parties attend it will be for directions only.
Anyone think this sounds particularly good or bad?
Don't think I've made any horrific mistakes ... defence goes on for a while but seems similar to what other people have received...
Is point 1 of the defence that the claim is summary in nature and that precise details of charges has not been given ... if so send an updated SOC to both the bank and the court with a covering note
Then i would contact B's litigation team on the pretext of finding out who is dealing with your claim ... the mood that they have been in the past week or so the might discuss settlement with you ....... Below is the contact details for Krysta Campbell
Krysta Campbell Barclays
Litigation and Disputes
1 Churchill Place
LONDON
E14 5HP Tel: 02071164753
Fax: 01452638359
email:krysta.campbell@barclays. com
Defence starts very much along those lines. Have sent at least 2 copies of charges to Barclays (with precise dates and amounts and interest accruing on each charge etc...) along with a set to MCOL. Didn't do registered post though - but they must have got 1st set coz they responded to that letter. Eventually.
Thanks for contact. Will give it a go. And will send another SOC. (reg'd)
May have made a mistake. Initially followed advice on MSE website. He says go ahead and claim statutory interest from the outset, so my initial letters / SOCs included the 8% column. Don't know what consequences this may have. Anyone any ideas? So when sending another SOC (see above) should I leave out interest all together, include it up to date of claim or include it up til now....?
In spreadsheeet, is it OK to call charges (under "In respect of") Paid Referral Fee - coz that's what they are called an my statements. It doesn't say whether the charges are for clearing cheques or honouring DDs or anything else.
Sorry for Qs - now I have a court date, starting to feel a bit uneasy.
Include the interest column.
My SOC has just paid referrals , unpaid outs and unauthorised o/d it doesnt give specifics of what each charge was incurred for
Ref sending in S69 interest from beginning, dont worry this will have no effect on your claim, just make sure you check before sending any future correspondence.
Guys on here are brilliant, if you have a problem it will more or less be answered within 10 mins, very little time to hold off sending that important letter and get it checked first.
more and more people are losing their claims cos theyre doing silly things wrong......Dont be one of them.
With the repeat SOC thing - sorry still not sure. Have re-done it on this site's spreadsheet, but should I send one which has interest updated for today's date, or one which matches the one sent on the day the claim was issued?
Hi, I have sent an updated one with that days date on it so they can see the accumulation of interest! Let us know how the phone call goes but I wouldn't be surprised if they don't forget you - they are so busy. I have had to chase to get a response everytime. give them until 12.00 and then give them a call and say you are just chasing a response which was due at 11. Good luck.
Phoned them back (all on pretext of finding out who's handling my case). Krysta C just gave me the bloke's name and number. Nothing more exciting than that. (she asked if there was anything I needed to talk to him about there and then..??)
Don't know if now's the right time to make an approach - most people seem to say wait for them to make the first move. Hmmmm.
Think I'll send latest SOC to him and to legal person on defence form anyway. Sound OK anyone?
I would give him a call and give him all your details i.e. court date, Judge etc and ask if he is prepared to talk about a settlement. He may say that it is a bit early and they will come back to you in a few weeks or they may settle there and then. Worth a go though
Hi all. Just a quick update - and a happy one. Phoned lit team to remind them of soonish court date. They were vv helpful. I emailed up to date charges, they faxed me an agreement form, faxed it back, funds transferred same day. Sorted!!
Thanks v much to site (donation on way) particularly karenann and saintly for the advice to contact Bs direct.
Keep up the good work. Will continue to watch with interest may even pluck up courage to advise someone else.
Timesnow v Barclays **WON**
(28 Jan), got 50% offer (28 Feb), refused (outright, didn't do partial settlement thing - hadn't read enough by then) and gave them 14 days etc, heard nothing so MCOL (24 Mar) Issued (26 Mar) Served (31 Mar) Aknowledged (13 Apr) Defended (27 Apr). Hope that's brief enough.
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