Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi folks, ive send off the lba to A&L and got the usual letter back saying no refund blah blah blah. Its getting close the the 14 day cut off date now and i wanna take them to court but im abit unsure of the specifics. Ive printed off the claim forms but what do i do now?
Also do i need a solicitor to do this because i cant really afford to pay for anything like that at the moment.
Also you won't need a solicitor to deal with this. If you have any questions just post them in your thread and fellow claimers and Moderators will answer them for you
Joe
On the original schedule that i sent off i deleted the interest column because i didnt have an overdraft on my account and presumed i didnt have an interest rate on when i went "Overdrawn". Having checked back through my bank statements again ive noticed that A&L have been charging me interest for going into "my overdraft", it only works out to be 10-20p each time, but can i still claim this back and also the 8% even though im 3 days away from sending the Claim form??
Hi ,
I personally didn't claim the overdraft interest as it wasn't that much anyway but i think you can only claim that part of the interest that is apportioned to the charges when you went overdrawn.
As regards the %8 , this is s.69 interest which you can claim for on your N1 form when you file with the court. Have you filled a spreadsheet out that you can get of this site as this will work out the %8 for you.
Ive sent off my N1 form last week and ive found i had a missed call asking for me to call my bank. Should i call them back and find out what they want or just leave it and wait for the 14 days to expire?
dnash20 v Alliance & Leicester
to A&L and got the usual letter back saying no refund blah blah blah. Its getting close the the 14 day cut off date now and i wanna take them to court but im abit unsure of the specifics. Ive printed off the claim forms but what do i do now?
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