Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have just received my statements from Alliance & Leicester. I haven't banked with them for years. Im still to count up how much they owe me in charges but I would like to help with a default notice they put on me in 2002.
I took out a loan of £500 with them in May 2001 and in May 2002 they closed my account. This was due to it being overdrawn (mostly because they kept hitting me with bank charges). Anyway, not long after they closed my account, which meant I couldn't pay the rest of the bank loan (£190) they gave my details to a debt collector. I still haven't paid them any money and they havent really been chasing it. Would it be possible for me to ask Alliance in my prelim letter to tell them to take the default notice of my credit file?
there is I believe a section in FAQ and the step by step instructions where you can insert a clause about the default if it is caused by the charges on the account- hope that helps. I think you mention it in the First or secon letter.
Help with Alliance
. I still haven't paid them any money and they havent really been chasing it. Would it be possible for me to ask Alliance in my prelim letter to tell them to take the default notice of my credit file?
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