Thread: A&L Defence from Wragge Help Please?!

Hi, I am in the process of claiming back over £5000 from A&L from an account they have already shut down. The account was originally in my name and 3 or 4 years later I added my husbands name to it. When I sent my Prelim, LBAs etc to A&L they were always signed from Mrs & Mr - BUT from some inexplicable reason I have done the MCOL in my name and on the defence rec today it says
'The bank account is a joint account between the Defendant and Mr (husband). Without the joinder of Mr Townend the Defendant remains liable to a second claim by him in relation to the same subject matter of these proceedeings. Accordingly the claim should be struck out'
I can only assume they mean the Claimant and Mr! In any case does this mean I have arsed it up?

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One other thing is this claim includes two charges that are older than 6 years and they are quoting the Limitation Act - will these two charges just get knocked off?

Hi, I too have a joint a/c, and have done exactly the same as you. All LBAs were in both names but MCOL was just in mine - my husband is away a lot and it seemed easier for me to get to court if need be. I have received a letter from Wragge to say they are defending, but not the big defence pack yet, looks like I've done it wrong as well then, although reading other posts a lot of people have only put the MCOL in one name??

Hi, I too have has a letter from Wragge & Co, addressed to both me and Hubby as per the original claim to A&L, however Wragge do not appear to have spotted the fact that its only me mentioned as Claimant through MCOL. They are quoting the Birmingham case at great length in our letter!!

Thank you all for your help - I feel happier now - onwards and upwards

Originally Posted by Kazzer

Hi, I too have has a letter from Wragge & Co, addressed to both me and Hubby as per the original claim to A&L, however Wragge do not appear to have spotted the fact that its only me mentioned as Claimant through MCOL. They are quoting the Birmingham case at great length in our letter!!

hiya there is a bit in bank charges in print about alliance & leicester apologising for Wragges sending letters quoting birmingham case