Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Depends on the terms of your original settlement. Did you accept the monies in Full and final settlement or were there any clauses about not making any further claims?
If there weren't then there is nothing to stop you claiming again, though it has to be said that the judge may not look lightly on you not doing your bit to prevent further charges.
In had full return of charges from Nat West but incurred more charges after putting in a claim. Once my claim was settled I sent Nat West a very nice letter saying that since they admitted no liabilty to the previous claim but would return the charges as a gesture of goodwill and, as they stated it was not in their interest to see this go to court, how about they return the £120 in charges that they once again have unlawfully taken from my account, which they duly did without so much as a teeny weeny argument! Go and get them back - and keep asking for them back!
Bank Charges after settlement
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