Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I advised a colleague who has a woolwich account to send off the DPA letter a month ago.He heard nothingt until last thursday when he recieved a letter advising him they will pay £780.
The woolwich merely asked him to sign an undertaking he would not pursue the claim any further.
My advice would have been not to accept as sure as hell they owe him very much more which he could recoup in court.
It does show that the woolwich would appear to be rather less obstinate than alliance and leicester for example upon whom I shall serve a summons next week.
I'm doing a claim with the Woolwich and whilst they are perhaps 'less obstinate' they are still a bank and trying to keep hold of some else's money.
They may have got their act together (they must get so many letters every day) and worked out how much they will have to give back and thought they'd get in first and hope he didn't know any better (little do they know)!
Again, I agree with Lueeze, send them a reminder that all you want is your statements.
Unfortunately I think he was so surprised to be offered so suddenly a sizeable amount of money he had written off a long time ago that he signed on the dotted line and is not now interested in pursuing the matter.
I was quite appalled that he did not wait to get his statements to be honest.
I am guessing that if the woolwich are prepared to offer so much then he must have been charged a four figure sum and I did advise him accordingly.
I would certainly recommend that everyone waits for their statements and claims all that is properly owing.
Can I still claim charges , even though I am on a debt managment plan with the cccs. Now Barclays ,Capital One , and MBNA have now sold the debts to collection agencies . Also do late and over limit charges qualifiy for claims.
i had a letter from woolwich via Barclays, offering me £700 as a good will thing, which is half of what they owe me, so sent them the refusel letter, and have just now issued my court claim, not sure if i did all the wording right, but its going through, has antbody won against the woolwich?
i had a letter from woolwich via Barclays, offering me £700 as a good will thing, which is half of what they owe me, so sent them the refusel letter, and have just now issued my court claim, not sure if i did all the wording right, but its going through, has antbody won against the woolwich?
Hi There,
I'm New To This And Got As Far As A Letter Received From The Woolwich Stating They Are Willing To Offer Me £1,000.00 Even Though I Am Claiming Nearly £5,000 In Charges. I Have Already Sent Them lba And Thye Know That I Will Now Be Seeking The Full Amount Requested Through The Small Claims Court.
I Am Now Stuck! What Stage Do I Take Now? I Do Not Want To Sod It Up! Someone Please Help Me!
IS THERE ANYONE THAT HAS NOT RECEIVED THEIR CHARGES BACK AND LOST THE CASE?
Hi There,
I'm New To This And Got As Far As A Letter Received From The Woolwich Stating They Are Willing To Offer Me £1,000.00 Even Though I Am Claiming Nearly £5,000 In Charges. I Have Already Sent Them lba And Thye Know That I Will Now Be Seeking The Full Amount Requested Through The Small Claims Court.
I Am Now Stuck! What Stage Do I Take Now? I Do Not Want To Sod It Up! Someone Please Help Me!
IS THERE ANYONE THAT HAS NOT RECEIVED THEIR CHARGES BACK AND LOST THE CASE?
Thanks!
If the last letter you sent was the LBA, then you need to issue a claim. Do you know how to do this?