Bignobby -vs- NatWest****WON****

**BigNobby** · 23rd May 2007 10:43

My claim for £441 + costs has been acknowledged so they now have till 18th to improve there earlier miserly offer of £76.00

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**tant23** · 23rd May 2007 10:50

Good for you.... a £76.00 offer from a £441 claim is an insult...all the best...

**BigNobby** · 23rd May 2007 10:56

I do have a question that hopefully someone might be able to help me with.

The account I am claiming back the charges for is currently overdrawn entirely due to charges and I can see another unauthorised OD fee being slapped on at the end of the month. Is there anyway I can add that figure to the claim?

Thanks

**WendyB** · 23rd May 2007 11:20

Depends on what stage your at. If you've already filed in court it will cost you to amend the claim.

**BigNobby** · 1st June 2007 11:28

As expected they have stung me for another £40 "unauthorised OD fee" yesterday. They have acknowledged the service of the claim so they have til June 18th. What is the betting I get a letter from them with a cheque on the 17th?

**steven4064** · 1st June 2007 11:57

Or the 18th

Steven

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**BigNobby** · 12th June 2007 19:39

Well one week to go and still nothing from Nasty Wet Bank..

**fendyweather** · 12th June 2007 20:04

Stick with the programme and you wont go far wrong. Fendy xxxx

**hedgey06** · 12th June 2007 20:29

Lol........... luvvin yer username mate........ ace!!!!!!! xx

**fendyweather** · 12th June 2007 20:37

Oh heck, Hedgeys digressing again, Lol Lol Lol.

Bignobby, you will kick Natwests big bottom with our help. xxx

**hedgey06** · 12th June 2007 20:38

Originally Posted by fendyweather

Oh heck, Hedgeys digressing again, Lol Lol Lol.

Bignobby, you will kick Natwests big bottom with our help. xxx

............... and the username! Don't forget that Fend......... lol!!!! xxx

**fendyweather** · 12th June 2007 21:18

How could I forget a name like one hun. c'est impossible !!!!! aint it

BIG NOBBY. XXX

**BigNobby** · 13th June 2007 15:25

Thanks for the nice comments.

Just got a text message from NastyWest asking me to call them urgently.

It seems my AG account is overdrawn (all charges) and they wanted to discuss repayment terms.

I pointed out that the balance on that account was currently subject of an on going law suit. Doesn't anyone in at Nasty West talk to one another.

I would have thought that the legal action would have appeared on the account notes but clearly they don't. The collections department lady said that she was putting notes on my account and passing it back to customer services in borehamwood. As noted above they have till the 18th to cough up or put up.

Bottom line is should I worry about the collections people?

**steven4064** · 13th June 2007 15:40

I wouldn't. See post 44 in this thread http://www.consumeractiongroup.co.uk...s-natwest.html

Steven

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**BigNobby** · 14th June 2007 09:13

Just had a knock on the door - It was the Postie with a Special Delivery letter from RBS icon

.

Inside was the "not comercially viable to fight" letter and a cheque for the full amount inc costs and shy a couple of quid in statutory interest icon

.

Normal conditions apply stop action, not to court publicity, etc...

As I only got as far then acknowledging the claim can I make a wasted costs order?

**steven4064** · 14th June 2007 10:08

First of all

CONGRATULATIONS

Secondly, I think you probably could. Look at the notes in BF's post on the subject in the templates library icon

Steven

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**BigNobby** · 14th June 2007 10:18

Thanks for the congratulations.

The cheque is payble to me but it say into a/c ( my account number) I really wanted to pay that into my other account the transfer just enough to cover my od and then close the account.

Does the cheque have to go into the account mentioned on the cheque?

**steven4064** · 14th June 2007 10:44

I think I saw that Scott150663 said he just scribbled out the account number and paid it into a different bank. I should ask the other bank first tough

Steven

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Any opinions are without prejudice icon

& without liability.
Almost everything I know concerning the law I learned from this site

**hedgey06** · 14th June 2007 12:43

CONGRATULATIONS!!!!
Another fine win!!
Best wishes, hedgey xxxx

**BigNobby** · 14th June 2007 13:10

Here is the letter that I have sent RBS icon

Lets see what comes of that.

Dear Ms Hoffmann,

Re: Claim Number xxxxxxx

With regard to the above claim and your letter of June 12th 2007, once the enclosed cheque has cleared, I will accept the offer in Full and final icon

settlement and then and only then, contact Northampton county court icon

and discontinue the current proceeding.

However I reserve the right to ask the court to grant me a Wasted Costs order as outlined in the Civil Procedure Rules 27.14(2)(g). This order will cover the full costs incurred recovering my monies, I estimate these costs to be in excess of £150.

I will be closing my Advantage Gold account as soon as the cheque as cleared.

Yours Sincerely

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