Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have. today, sent off my DPA letter. Another members posting states the woolwich closed her account, so I've opened another one elsewhere and already transferred all my dd's etc. I feel excited but very nervous, but worked out they owe me in excess of £1500. I will hopefully know the true figure shortly. They rejected my mortgage payment yesterday because it would have taken me 6p over drawneven though i get paid weekly on a friday......the final straw.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
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I've been trying to chase up the Woolwich after sending my DPA letter and they are saying they haven't received it, Does this mean I have to start all over again or do you think they are trying it on. I'm going to contact the Post Office on monday to see if the PO I sent for the £10 fee has been banked. Its been 21 days since I sent it.
wait until you have checked if the payments gone through.... if it has and if it hasn't send a second one stating the date of the first and tell them how many days it has left to run..... legally if you posted it by royal mail then they received it.
But for your own peace of mind I'd send any new letters by recorded, then they wont have the option of 'losing' them....
the post office have lost my last 2 letters i sent recorded delivery they are now looking into it ..........the ones i sent first class all got there :o
Barclays claiming £5269.63
LBA sent 17/05/2006
money claim filed 31/05/2006
court date 8th September 2pm
offered full refund 1st Sep money credited to account
2nd September
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send important ones by special delivery - its £4 well spent IMO.
My first DPA letter was sent recorded and for two weeks they were saying it was lost - (so I sent another ) then suddenly they said it was delivered the day after it was sent !
I've finally received my list of charges paid to date and am just off to the post office to send, by recorded delivery,my 1st letter asking for my charges back. Wish me luck all.......
Lloyds TSB credit card-Judgement by default filed 8/06/07
Virgin credit card-£120 claimed Settled in full Business barclaycard-£200 claimed Settled in full Business a/c-£961.31 claimed Settled in full NatWest personal a/c-£3010.28 claimed Settled in full Abbey business a/c-£2390.96 Settled in full
Halifax personal a/c-£497 claimed Settled in full
HSBC credit card-£175.65 claimed Settled in full
Co-op credit card-£150 claimed Settled in full
NatWest business a/c-£250.00 claimed Settled in full
Halifax personal a/c2-£336 claimed Settled in full
Lloyds Business a/c-£1027 claimed Settled in full
Lloyds TSB - £972
S.A.R, prelim and LBA sent
Claim acknowledged
Defence received
AQ 20/06/06 ***FULL SETTLEMENT RECEIVED 20/07/06***
Woolwich - £2288
S.A.R, prelim and LBA sent.
Offered half
Moneyclaim filed online 02/08/06
Judgement filed online 23/08/06
WARRANT FILED ONLINE 30/08/06
MONEY RECEIVED BY BALIFF 04/10/06 ***FULL SETTLEMENT RECEIVED 09/10/06***
Smile - £175
Pelim 23/06/06 ***FULL SETTLEMENT RECEIVED 07/07/06***
My Ex vs Woolwich - £715
S.A.R sent 30/08/06
Pelim 06/10/06
LBA 20/10/06
Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Hi guys, the woolwich have made another couple of charges since I started my attempt at claiming them back. Can I tag these on the end, can anyone tell me, or will I have to start again?
All depends how far you are along hun, if you havent submitted your claim to the court you can still keep adding charges on as long as you list them on your summary of charges that you send with each letter or lba. Once things have got to the court stage you may have to put in a new claim at a later date. Well this is the information i have read on the site so far so im sure thats the case, if still unsure look on the FAQ as im sure they will have something about that on there somewhere.
Well, They haven't answered either of my lba's. I sent them recorded delivery so I'm about ready to start my court action in the morning. Looking forward to it, in fact. Wish me luck, although it looks like a walk in the park.
lloopy
Claim for £967.50 + £133.08(int) = £1100.58 + costs.
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Hi guys, its taken me 4 weeks to save up the money to take the woolwich to court, and now I'm petrified. I feel as though I'm in WELL over my head. BUT, there is no going back and I will have to put my best foot forward. Wish me luck and I'll let you know how it goes.
Lloopylou
ps. Had the obligatory offer of half which I refused.
I am just about to file with MCOL for £1800 with The Woolwich although I am just waiting for a reply to my reply letter to them to settle at £1500 - They offered me £900 - Dont know if I did the right thing and I am sure they will reject it but thought it was worth a go !
Also claiming v Natwest for £459.12
Keep us updated with yours
All good wishes
NatWest
01-08-06 - Request for refund sent etc followed by all the other nonsense!!
18-10-06 - Settled in full - DONATION to site made
Woolwich
01/08/06 - Prelim letter sent
03/08/06 - Acknowledge letter received from Woolwich
18/08/06 - 2nd letter from Woolwich
21/08/06 - Acknowledge letter received from Barclays
13/09/06 - Offer letter received
19/09/06 - Confirmed I will settle at my amount sent
hi dont worry ive got two claims with woolwich 1 for 13k odd now in small claims!!! and nother for 3.700k also in small claims....not worried a jot!!!!
lloopylou v the woolwich
payment yesterday because it would have taken me 6p over drawneven though i get paid weekly on a friday......the final straw.
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Re: lloopylou v the woolwich
Re: What Now!!
..........the ones i sent first class all got there :o
money credited to account 
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Nicholls v Woolwich
