Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    woolfie Novitiate woolfie's Avatar

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    Cagger since
    Mar 2006
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    Default Woolfie v's RBOS (round two!!)

    This is a follow on from my recent settlement from RBOS!! About 5 years ago I ended up in pretty serious debt. This was due to an ever increasing unauthorised overdrafticon (over £30,000 at one point) I was told by the bank that i had to take out a personal loan to cover this overdraft which I will be paying for the next 15 years or so!! Atleast £7.5k of the loan was to pay charges and although the bank have settled the charges with me I still feel unhappy being stuck with a huge loan like this.

    I appreciate that I am partly responsible for the overdraft I ran up but I was using it to live and pay a mortgageicon I just couldnt afford (I was also trying to sell the house but was unable to do this for 12 months).

    I was considering approaching the fosicon but I would like some input from the kind folks here first.


    Any thoughts please

    Thanks for everyones help!


    Woolfie

    Similar Threads:
    If you are happy with the advice i have given please click the scales of justice above and give me a vote!! Thanks.

    Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.




    Barclaycard 1- £520 claimed – settled
    Barclaycard 2- £435 claimed - sett;ed
    RBOS 1 £190 claimed - settled
    RBOS 2 £6500 claimed initial letter sent 26/6/6
    EGG £300 claimed – LBA sent 22nd June
    Capital 1 £200 claimed – settled

  2. #2
    Basic Account Holder
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    woolfie Novitiate woolfie's Avatar

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    Cagger since
    Mar 2006
    Posts
    254

    Default Re: Woolfie v's RBOS (round two!!)

    no-one got any thoughts. jeez no-one seems to read posts any more

    If you are happy with the advice i have given please click the scales of justice above and give me a vote!! Thanks.

    Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.




    Barclaycard 1- £520 claimed – settled
    Barclaycard 2- £435 claimed - sett;ed
    RBOS 1 £190 claimed - settled
    RBOS 2 £6500 claimed initial letter sent 26/6/6
    EGG £300 claimed – LBA sent 22nd June
    Capital 1 £200 claimed – settled


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE