Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Received a letter over the weekend from the solicitors (Wragge & co).
It basically says in posh wording that I haven't got a case at all. It also says that I need to proove the charges.
What do I need to do know. Also had a look on the moneyclaim website and it says that I cannot proceed any further online. Getting really worried now and scared.
Hi, This is a standard letter, try not to worry. Its up to them to try and prove their claim, here's the letter i sent if it helps....feel free to edit it if you need to...
Jenny.
I respond to your letter dated 12th April. I would like to raise some points.
1, It is for the court to decide on the merits of each case put before them, so stating that this is bound to fail is inappropriate.
2, With regards to the Limitations act,
32.--
(1) .... where in the case of any action for which a period of limitation is prescribed by this Act, either-
(a) the action is based upon the fraud of the defendant; or
(b) any fact relevant to the plaintiff's right of action has been deliberately concealed from him by the defendant; or
(c) the action is for relief from the consequences of a mistake;
the period of limitation shall not begin to run until the plaintiff has discovered the fraud, concealment or mistake (as the case may be) or could with reasonable diligence have discovered it....
Cave v. Robinson Jarvis & Rolf [2002] UKHL 18 (25th April, 2002)
3, Your client has had many months to settle this case without having to reach this stage, I will accept an offer of full settlement which stands at,
XXXXX
If this has helped in any way please click on the scales..
I have nearly crumbled a couple of times but then read all positive stuff on here and think no I am having it back. Getting another £25 at the end of this month for their "system" letting me go 2.36 over my measly £100 o/d limit (they would never extend it wonder why) but thats another story maybe a future claim after this I am going to go for the pre 6 year charges.
Salsa81 vs A&L
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