Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Help re claim against Barclaycard

    I have started a claim against Barclaycard for a refund of the late payment charges incurred over the last 6 yearsicon. I used the standard letter in this forum. I have had a reply from their DPA Officer saying that they cannot supply copies of statements going back 6 years as they are on microfiche, but ones that are less than 6 months old they can get me for a fee of £10. I already have 3 years worth of statements so I don't need to do this. They also sent a separate letter, from Customer Services, rejecting my claim. Do I now proceed directly to the small claims court? I'm not sure exactly how much I'm owed back in charges, can I just say on the claim 'less than £1000'? Its likely tobe c£250-£300 but I'm not 100% sure.

    Appreciate any views and advice.

    Thanks

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  2. #2
    Site Team The Consumer Action Group BankFodder has disabled reputation BankFodder's Avatar

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    This problem has come up before - with Barclaysicon, I think.
    I can't remember what was discussed here. Do a search on "microfiche" and see what comes up.
    I expect that you will get an informed response in a couple of days

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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    Site Team The Consumer Action Group Docubot has disabled reputation

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    I think this is a problem that we need to look at more.

    This is the banks only 'real' defense - 'c*ck about until the customer gets fed up/bored and gives up'.

    Stephen, I believe started proceedings against Abbeyicon for an unknown amount.

    I think it must be possible to do so. A court would surely not hold it against you when it was the defendant that refused to comply with yet ANOTHER law that caused you not to know how much to claim for. If anything, I would imagine that it makes them look even worse than they do already.

    Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE