Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Quick question, I have two accounts for RBOS, one of them from where I am from originally, which got closed before I moved to where I am now - effectively I transferred account.
This is two separate accounts.
I just got back the details of the older account for statements, and these go back to Dec 2000.
Can I claim these as normal - even though this is over 6 years - more like 6 and a half? Simple explanation of yay or nay please!! In the absence of nay, I am just going to list them on the simple XL spreadsheet anyways.
OK, at what stage would/should I use this? Surely all charges are unfair, full stop?
Additionally, can I claim back "card misuse" charges at £20 a go, when I have used it as a cheque guarantee, and they consider this to be "card misuse" - which means, not only is there a £20 charge, but then they have repeatedly hit me for a £30 referral charge for the month - plus interest whenever this has pushed me over the agreed overdraft limit..
Are there any admin members who review spreadsheets of charges (presumably for a nominal donation)..
I'm sure some kind sole might offer to check your spreadsheet, but you would be better served getting a family member to go through. After all, the only errors likely are going to be due to incorrectly copying info OFF your statements.....so you would need to send a stranger your bank statements if you wanted somebody here to do it.
alexjj Vs. RWoS
- more like 6 and a half? Simple explanation of yay or nay please!! In the absence of nay, I am just going to list them on the simple XL spreadsheet anyways.
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