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I have a claim I am going to take to court after insessent delaying tactics by RBS over 5.5k of charges. I can't go through the small claims court unless I change my address to Eng, and reduce the amount I am claiming.
I have read that I can use the Financial O'man to carry out the work for free and with no limit.
Is an increased timescale the only down side to this? Is there any other reason I shouldn't take this route?
There is no reason why you shouldnt take this route lets be honest about it.
It dosent require you to appear at court, no costs for you and the best bit about it when you complain the bank are charged some £400.
There is also a time involved going through the courts so really i dont see any downsides to the fos.
if you go to court you cant take the Ombudsman route but you can take the ombudsman route and then go to court. when I phoned them they allowed the bank an 8 week period to get back to me they settled right at the end of the 8 week period full amount. from reading other threads I think they will start you at the next stage if you have already given your bank the 8 week time limit. If Im wrong someone else will help you
(if you go to court you cant take the Ombudsman route)
Yes you can as long as that case has been dealt with (finished), you cant when you have court action pending and you cant when you have accepted a Full and final settlement, as long as the courts havent made a decision over the same issue you wish to complain over as the courts decision would not be looked into.
(if you go to court you cant take the Ombudsman route)
Yes you can as long as that case has been dealt with (finished), you cant when you have court action pending and you cant when you have accepted a Full and final settlement, as long as the courts havent made a decision over the same issue you wish to complain over as the courts decision would not be looked into.
bigmac could you have a quick look at my thread rae may in R.B.S. been waiting on an answer I know the sites busy just now but if you got a minute sorry to jump this thread
Financial Ombudsm
over 5.5k of charges. I can't go through the small claims court unless I change my address to Eng, and reduce the amount I am claiming.
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Originally Posted by Bigmac versus
Sorreeeeeeeeeeee