Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, i am just getting round to filling in the spreadsheet with all my charges itemised, and sending that and the prelim approach letter for repayment (is this right?) to the bank, but I am claiming on two accounts with RBS, so can I send just the one letter but two spreadsheets (for each account) or do I need to send two spreadsheets and two letters, seperate for each account?
When entering your charges, don’t delete anything first. Just overwrite the existing examples: type of charge, amount and date.
The ‘Days Since’ and ‘8% interest’ columns will be calculated automatically
Save it (for use later at court), then delete/hide the last 2 columns (8% bits) and print out as your schedule of charges for the preliminary and lba letters
If in doubt have a look under my claim against RBS (search under "atlantic").
The wording in both the letters and the court's N1 form should help you - - but please don't do what I did in the initial stages and forget to not only detail all the charges on spreadsheet but also detail the overdraft interest too........ it does all add up to a frighteningly big amount and you won't have the opportunity to change it later if you forget it in first place!!
quick question?!
, so can I send just the one letter but two spreadsheets (for each account) or do I need to send two spreadsheets and two letters, seperate for each account?
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