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Hi all, Im new to all this so bear with me.
I have got my statments from the Woolwich and added up my charges and on the 18th May sent them the first letter.
I do know the process as have just won against Lloyds, but am a bit anxious with this claim that has just been lost in court?
Also my friend wants to claim against Abby National but is worried as he has a mortgage with them aswell. I know Abbey will shut his account down but will this affect his mortgage in anyway.
Hi all, Im new to all this so bear with me.
I have got my statments from the Woolwich and added up my charges and on the 18th May sent them the first letter.
I do know the process as have just won against Lloyds, but am a bit anxious with this claim that has just been lost in court?
Also my friend wants to claim against Abby National but is worried as he has a mortgage with them aswell. I know Abbey will shut his account down but will this affect his mortgage in anyway.
Thank you
Ok firstly I have enclosed some links regarding the recent "victory" for you to read.
As for your friend the mortgage is a seperate issue and as long as payments are made on time this will have ne bearing on his claim. I doubt that they will close his account for 2 reasons: firstly it would be seen as retalitory action which is highly frowned up.
secondly the bank gets the mortgage payment from his account. Closing would be a problem for them in regards to recieving their payment. http://www.consumeractiongroup.co.uk...judgement.html http://www.consumeractiongroup.co.uk...rspective.html
Recieved a letter from Barclays today about my Woolwich Claims, they say they diagree with my view and state that I had terms and conditions relating to all charges in detail. But they have offered me £2162.87 to settle, the amount I asked for including interest was £3653.04.
Should I accept their offer or carry on, If I carry on what do I say in my second letter (which needs to be sent on the 1st June) in regards to their letter.
I was surprised they have offered me anything so quick, surley if they are offering me something that mean they know they are wrong
Thanks
Hi Could someone give me some quick advise, I bank with Abbey National now and have keep my account clean. But unfortunatly my husband left me 6weeks ago and I have got into some trouble with my account last month, I will from now on be ok but Abbey are going to take £290.00 in charges next week and if they do that I will be overdrawn again with more charges, they wont give me a temp overdraft and dont think I will be able to catch up again seeing as I only have one wage.
Im going to talk to Abbey but not sure what to say to get them to drop the charges, when I spoke to them today they said the charges are explained in my terms & Cond and I should keep me account upto date to stp this happening. I do know this but I just had a bad month and cant afford for them to take £290.
I didnt get a reply to me tter I sent the woolwich rejecting their offer so Started my online claim today at the small claims court. Ive been here twise before butstill feel nervous
Just thought I'd ask how you are getting on with your claim
3 Active Claims:
Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay
Barclays Refund of Bank Charges (Joint account) - Awaiting court date
Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.
3 Wins : Barclays t/a The Woolwich (Data Protection Act breach costs & compliance) HSBC (on behalf of brother)
Settled Out of Court - £3,874.76 Alliance & Leicester (on behalf of friend)
Settled Out of Court - £723.41
A number of things could happen. They might still lodge a defence. They may apply for a stay of judgement. Then if the stay is granted continue on with their defence. As they have never defended their charges in a court room that is unlikely. You have already rejected their first offer. So i would say they will likely let the judgement stand.
Where you have requested judgment by default with immediate payment, you can request a warrant of execution, once the status on MCOL shows that judgment has been entered. You can also request a warrant if the defendant fails to make payments under the terms of their judgment order (this applies whether the judgment is obtained by default or by admission.) Good luck.
If
A person is only as big as the dream they dare to live.
Good things come to he who waits
Its your money taken unlawfully from your account and you have a legal right to claim it back.
Although neither is Barclays, it's gives you an idea of what other Claimants did/went through
3 Active Claims:
Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay
Barclays Refund of Bank Charges (Joint account) - Awaiting court date
Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.
3 Wins : Barclays t/a The Woolwich (Data Protection Act breach costs & compliance) HSBC (on behalf of brother)
Settled Out of Court - £3,874.76 Alliance & Leicester (on behalf of friend)
Settled Out of Court - £723.41
Hello can some one help me please,
I had my judgement returned, reason for failure is:
We are unable to register a Firm/Limited Company. Please advise if the judgement relates to:
a) Limited Company trading as a firm
b) Joint Judgement against firm amd limited company
c) Firm only
d) Limited company only
e) Firm part of address for limited company e.g Accounts or Solicitors
f) other - please specify
Is this because I have thier details wrong
Name- The Woolwich
Address- Barclays Bank PLC
1 Churchhill Place
London
E14 5HP
Im very confused with what I have done wrong and what I need to do now, please help if you can
Thanks x
I've just notice what you've done and yes, it will be because of your typo.
Name should be : Barclays Bank Plc t/a (trading as) The Woolwich
Address : 1 Churchill Place, LONDON E14 5HP
The Defendant is Barclays and is therefore a public limited company.
A (PLC) is a company having a share capital whose memorandum of association states it to be a public company. The shares of a PLC can be offered for sale to the general public as has been with Barclays.
I think the court need you to clarify as it's your claim and they can't make decisions for you.
I would personally go fo option D) because, despite it having publically owned shares, Barclays is a LIMITED company.
If in doubt, ring the court and see if they agree that D) is most appropriate.
3 Active Claims:
Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay
Barclays Refund of Bank Charges (Joint account) - Awaiting court date
Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.
3 Wins : Barclays t/a The Woolwich (Data Protection Act breach costs & compliance) HSBC (on behalf of brother)
Settled Out of Court - £3,874.76 Alliance & Leicester (on behalf of friend)
Settled Out of Court - £723.41
I have rang the court and they said I just needed to delete Barclays from the address and tell them that it is Woolwich who owes me the money. I just had to send covering letter explaining that.