Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Page 1 of 3
1 2 3 LastLast
Results 1 to 20 of 44
  1. #1
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default archer vs barclaycard **WON**

    ok thought id start a thread for this as its not as simple as it supposed to be!
    i thought I'd ask for the S.A.R - (Subject access requesticon) and then calculate etc etc..........but theyre being a proper pain as ive read on here is the norm for them! asked 3rd march for SARicon they sent me some of them but told me the earlier ones were on microfiche and would take upto a further 6 weeks.i sent them a letter saying they had 7 days to produce them or I'd take them to court.but i think this is ridiculous.wasting court time just to get a set of statements? why are they allowed to constatnly do this without repercussions?
    any ideas on how to get them without court action? ive reported them to FO.Ill phone them later too to see how long they think it'll be,not that i think it will do much good!

    Similar Threads:
    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  2. #2
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Devon
    Posts
    9,526

    Default Re: archer vs barclaycard

    Quote Originally Posted by archer_66 View Post
    ok thought id start a thread for this as its not as simple as it supposed to be!
    i thought I'd ask for the S.A.R - (Subject access requesticon) and then calculate etc etc..........but theyre being a proper pain as ive read on here is the norm for them! asked 3rd march for S.A.R - (Subject access requesticon) they sent me some of them but told me the earlier ones were on microfiche and would take upto a further 6 weeks.i sent them a letter saying they had 7 days to produce them or I'd take them to court.but i think this is ridiculous.wasting court time just to get a set of statements? why are they allowed to constatnly do this without repercussions?
    any ideas on how to get them without court action? ive reported them to FO.Ill phone them later too to see how long they think it'll be,not that i think it will do much good!
    I would if the 40 days have passed and they have not responded to your further request start court proceedings. They are failing to meet their responsabilities under the DPA. You to report them to the information commisioners offer regarding their non compliance.
    http://www.consumeractiongroup.co.uk...n-act-non.html

    http://www.consumeractiongroup.co.uk...n-act-non.html






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  3. #3
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    you were quick off the mark this morning!
    thanks for the advice,i phoned them this evening and was tld i should be receiving a chip with the info on any day now,but when i asked when it was sent out he couldnt tell me...........now call me cynical............but i wonder why that is!?

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  4. #4
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    well received my earlier statements today there were only 3 missing! and all the charges on them had been refunded that were on them anyway so what a waste of time!? it wasnt a chip though as stated by Barclaysicon earlier in the week but paper copies of statements.

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  5. #5
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    OK have done the list and prelim am asking for £264 in charges back.i have only had the card 3 yrs and for 2 years have been paying on time with no charges incurred!! lovely! i will have my balance cleared!!

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  6. #6
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    had a normal statement off barclaycard today with a £132 credit on it but ive had no reply from my letter asking for full charges !?

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  7. #7
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    had the letter this morning explaining the credit...usual one about the difference between the £12 and what they actually added

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  8. #8
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    time up for prelim
    time to send lbaicon
    u never know but i dont hold hope just yet

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  9. #9
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    had my bog off letter this morning so im filing N1 next week......

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  10. #10
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    moneyhelp Highly informative moneyhelp Highly informative moneyhelp Highly informative moneyhelp Highly informative moneyhelp Highly informative moneyhelp Highly informative moneyhelp Highly informative moneyhelp Highly informative moneyhelp's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2006
    Posts
    2,600

    Default Re: archer vs barclaycard

    Good luck Archer


  11. #11
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    thanks,this will be my 4th N1 ! how ridiculous that they cant give in gracefully!

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  12. #12
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    think i put the wrong info in here that shouldve gone on a diff thread!!

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  13. #13
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    i have received the forms back off court they have til the 5th sept to acknowledge......

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  14. #14
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    ok 5th of september and ive heard nothing.....i shall have to remember to call the court tomorrow to see if theyve got something off them......

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  15. #15
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    I am in
    Lancs
    Posts
    9,531

    Default Re: archer vs barclaycard

    Fingers crossed for you

    HOW TO...DUMMIES GUIDE TO CAG...Read here
    STEP BY STEP GUIDE...Read here
    F&Q's... Read here
    EVERYTHING YOU NEED THE A~Z GUIDE...Read here

    Go to our Cag Toolbar Download page here

    Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

  16. #16
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    thanks sea side lady
    but i got an acknowledgement of service today, they placed it yesterday. as normal on the last day!

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  17. #17
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady Authoritative sea-sidelady's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Nov 2006
    I am in
    Lancs
    Posts
    9,531

    Default Re: archer vs barclaycard

    Typical!!

    Oh well, another bout of waiting!

    HOW TO...DUMMIES GUIDE TO CAG...Read here
    STEP BY STEP GUIDE...Read here
    F&Q's... Read here
    EVERYTHING YOU NEED THE A~Z GUIDE...Read here

    Go to our Cag Toolbar Download page here

    Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

  18. #18
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    yep bu ti cant remember when their time runs out! lol ill have to find the court form out...

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  19. #19
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    well ive had a letter saying they will be asking for a stay in view of the OFT case?? i shall be writing to the judge about that as it has nothing to do with the credit cards...and today i received their defence... so i have to file an aqicon...more work its only for a small amount im asking as well...think theyd give in gracefully!!!

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!

  20. #20
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    archer_66 Novitiate archer_66's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    birmingham
    Posts
    1,008

    Default Re: archer vs barclaycard

    well aqicon filled in and sent off, ive put in the box about OFT case for bank accounts only and it having no relevance to credit cards so ill just have to wait and see..

    additions direct-no CCA
    marshall ward-no CCA
    next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!
    monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless
    associates visa-no CCA
    think there might be a pattern here!?
    GE Money- won
    barclaycard-- N1 put into court
    capital one - won
    NatWest- won

    never lose sight of your goal!


Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE