Thread: RBoS statement of evidence

Attending court in Slough in June. The Judge has ordered a small claims track and allocated 10 minutes max for the hearing (is this usual now?). Have completed most of the court bundle but unsure which of the evidence statements to use. I assume Corbitts are using a standard defence - based on:

"It is the case of the Defendant that the contract betweeen the Claimant and the Defendant does not fall within SGSA section 15 because (a) the consideration for the service would bve determined by the contract between the Claimant and the Defendant and (b) was not left to be determined in a manner agreed by the contract or determined by the dealings between the Claimant and the DEfendant".

As they are claiming that it is a services the choices seem to be between the "SERVICE CHARGE STATEMENT" and the one to be used for a defence based on standard T&Cs e.g. Barclays. Can anyone help please?

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Perhaps someone should ask them precisely what service it is that they are providing given that even the banks call it "unauthorised borrowing"

Thanks for looking Kurt, any idea which statement to use though?
Also is up to 10 minutes for the hearing usual nowadays ... I thought it was up to one hour..!

Do these documents help anyone going to court??

The Banking Code and you (issued as a leaflet by RBoS with statements)

A list of interest rates and ancillary charges, change to personal banking T&Cs (from 1/10/2003)

T&Cs for Royalties Student account