Thread: Shazzer

Hi, my first thread, some guidance if poss?

Followed carefully all advice and help on this site and in the Small Claims pack. I am claiming £2770 charges and interest for the last six years. First letter went off mid March '07 with no response. lba went off early April. Response came several days later saying RBS were considering my claim. I thought I'd be flexible and allow them reasonable time to consider, so I went over the fourteen day deadline for court action.

Recieved letter today offering £1300 as 'gesture of good will' as expected really!!

However, in light of Lloyds recent (minor) victory in the courts, would anyone suggest accepting and cutting my losses or do I continue with court action (this is my preferred choice really).

Great to hear of other peoples victories in claiming full amounts back. I'm ready to take them all the way but just have a few butterflies. Whats the next step ?

Thanks for that advice

I've been reading through the site as much as I can and have found (i think) the correct rejection letter to RBS for their offer. Their offer is not Full and final, and I believe that I have a duty to give them one final attempt to settle in full before progressing to court action. Is that right?

If this is correct, am I right in believing that I still don't add the 8% interest until I send it to court? :-?