Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    spacemarine Novitiate

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    Default terms and conditions

    hi
    have been scanning some other areas of the site, have been to the lyods tsb section, i think we should all have a look in this section as like myself im near to getting a court date and one thing i have noticed is that there is an importance to getting a strong bundle together in case it does go all the way
    one thing i noticed that messed up someones case was the lack of evidence against the defendent i.e that they could not supply a copy of the banks terms and conditionsicon ( something which i dont have) that would possibly be used in court, may i take this opertunity to ask if any one could obtain and post these on site as im sure many dont have this information, i will try and find what i can from the banks web site,
    i feel that there may be an area that the bank can use against a claim by stating they are service charges ( banks standard defence )
    i think we need to address possible loopholes in this area that the bank may use, unfortunatly i dont have the legal abilitie to understand or mount a defence should they start argueing about service charges.
    also of interesticon
    would it be possible to state That the Defence is struck out as an abuse of process, pursuant to rule 3.4(2)(b) of the Civil Procedureicon Rules.
    On the basis that the Defendant has filed a template defence then subsequently settled each and every other claim of this nature.
    would there be a list somewhere of a list of cases that could be used as evidence to support a claim
    ok then i hope somebody understands what im getting at here on both sections of this post i think many of us are charging into the unkown hoping that the banks stop short before court,(myself included)
    but it is important that we have a good defence to put forward just in case
    so please lets start getting some meat to put on the bones of our case and start to build a rough online bundle before the banks realise that they can pick us all off when it gets to court because of the lack of evidence.
    good luck to every body

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  2. #2
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    monkeyboy65 Novitiate

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    Default Re: terms and conditions

    Current T&Cs are available on A&L website at http://www.alliance-leicester.co.uk/...ts/ec03964.pdf.

    It would be interesting to see any changes in wording between these and the ones in place when I opened my account all those years ago.


  3. #3
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    bsia666 Novitiate

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    Default Re: terms and conditions

    Some more from the net.................

    http://www.alliance-leicester-group....conditions.pdf


    regards - william


  4. #4
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    spacemarine Novitiate

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    Default Re: terms and conditions

    thanks everybody i will check these out
    kind regards


  5. #5
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    spacemarine Novitiate

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    Default Re: terms and conditions

    has any body any advice on what to do if the bank quotes the berwick judgment in court ? i know this is early days on the and it is still open to appeal but im starting put a bundle together and every bit of info that i can drop onto A&L will help no end.
    kind regards



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE