Thread: phone call from lloyds recovery service

Hi
I don't think it will affect your claim at all.
Good luck, let us know how you get on.
Barty

The charges are all unlawful.

Lloyds know that.

You should not have to protect yourself against unlawful charges.

Someone needs to protect you against Lloyds.

That's what we're here for.

Originally Posted by burnsandi

My account has went well over my overdraft due to charges being added onto charges. i have cancelled all d/d's and dont have any money being paid into account, Lloyds have phoned me today and advised me to set up a payment plan with a nominal regular payment which will result in no more intrest/charges being applied to my account while i am pursuing my claim for 6 years charges. Does anyone know if setting up this plan will affect my claim

Hi burnsandi

I don't mean to sound negative but I would get that offer in writing, as they have a habit of saying one thing and then doing something different.

I know from experiance, they accepted my offer to pay minimal amount but then said it wasn't enough and continued to add interest and charges.
They also continued to add the "Select Account Fee" until I went to my local branch and changed it to a basic account.

At the moment I'm paying £2.60 and they're charging me £4.86 interest + £30.00 O/DRAFT EXCCES "FEE"

The ball is in their back yard at the moment an d I personally am not worried what they do, default me, sell account to DCA. The one thing they have said they won't do is take me to court.

As I've said don't mean to be a "doom sayer" but trust them as far as you can throw their bank.