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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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Power 2 contact Ltd


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  • 5 months later...
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I have wasted alot of tea and cake waiting for these type of "people" to arrive.

It is highly unlikely that anyone will turn up.

If they do simply tell them to leave and communicate in writing ONLY.

 

As and when the attached DCA writes to you update us and we'll help.

Be VERY careful whose advice you listen too

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  • 4 weeks later...

I got a letter from them which was utter cock and they reckon they will charge £22.66 for it. Obviously, letter straight back to them telling them basically the second word is off and to Halifax who instructed them to also tell them the second word is off ...... just another episode in the mind games, which I am winning !!! yay !!!

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When you write back to a letter which states they are charging you enclose a bill for secretarial/legal services and ask them for immediate payment.... should raise a few eyebrows their end. After all you too have overheads and costs involved.....

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Power2contact are part of the Crucible Group - also includes Credit Solutions (in my view the biggest bunch of a***holes in the DCA industry - and of course they've got some serious competition :) ). Their motto is 'building stronger customer relations' - ha, ha, ha....

 

Certainly I'd ignore them, hedgehog.

WOOLWICH -S.A.R - (Subject Access Request) sent 03/03/07 :cool:

LBA sent for non-compliance with Data Protection Act 28/04/07 :mad:

 

ABBEY - S.A.R - (Subject Access Request) sent 03/03/07 8)

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  • 3 weeks later...

HI, I just got a lovely yellow christmas card!!!! just like you all have said the only thing is that today is 7th and the card was posted on 3rd hence he should have come 2 days ago.8)

 

Also is it just me or is the surname of the protential person the same as yours?????????:p

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I had a card fro them and i sent in a official complaint to them and the company that hired them as the card was free for anyone to read had my reference number on and was in breach of OFT rules.

 

Got a snotty letter back 8 weeks later and the DCA didn't know why they were contacted, think they are under the same roof as CSL.

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  • 1 month later...

I recieved one of these little yellow cards with an appointment with a Mr J White (how original)

 

power 2 Contact are indeed under the same roof as CSL and are probably a subsiduary of the same company.

 

They rang my wife yesterday and she compained that no one had turned up for the appointment their rep said we were lucky as it was the baliffs that were coming round. Odd that considering the debt has never reached court, they must think we were all born yesterday.

 

I don't think the card contravenes the Data Protection Act but I have enquired with the Information Commissioners Office just in case. I have also reported their behaviour the the OFT although I doubt any action will be taken.

 

I have sent them a snotty letter regarding their actions and will wait now to hear back from them. They breached their own guidelines set out on their website too Credit Solutions

 

Ian

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you could do with recording the telephone calls when they are threaterning you with the baliffs. Would make a good claim for harasment.

 

HAK

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you could do with recording the telephone calls when they are threaterning you with the baliffs. Would make a good claim for harasment.

 

HAK

Not sure I would have the equipment nor the knowledge how to record a telephone conversation, besides which isn't it illegal to do that without their permission?:confused:

 

Ian

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When they answer they tell you they are recording the conversation for training purposes - tell them in return you are recording the conversation - it ISNT illegal to do that provided you state it at the beginning and not halfway through.

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  • 2 months later...

I have received a little yellow card today (Thursday) saying they will call on Wednesday, it doesn't say which Wednesday and it doesn't say whether it will be by phone or in person. Has anyone ever received a visit from these people?

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I have received a little yellow card today (Thursday) saying they will call on Wednesday, it doesn't say which Wednesday and it doesn't say whether it will be by phone or in person. Has anyone ever received a visit from these people?

 

No its just a fright tactic. Ignore it and write to them and tell them you will only deal by written correspondance.

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My hubby has received one of the yellow cards. The 'visit' is due tomorrow between 9am-9pm:) . J. White must be very busy on a Wednesday driving up and down the motorways. No wonder he works long hours:) .

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i received a yellow card today stating j.white would be visiting Wednesday - funny he hasn't shown up. have telephoned and apparently the have no record of me and there sister company must be dealing with it! Who is the sister company?

They never asked date of birth or address to confirm who i was! and putting a reference number on the front of card are you allowed to do that?

Does anybody know how much it actually costs to ring them?

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their sister company are Credit Solutions Limited. I have already complained to them about the cards and they say they are legal as they show no personal data. they merely send it to see if your actually at that address. Best just bin it and ignore it

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well in my eyes its harassment so i will be going to the police about it. i mean why would you just want to check that the person is still there. and in a way it is personal anybody could have rung that number pretending to be you.

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oh, and also forgot if j.white has sat nav he will be looking in the wrong place for me, as the postcode is wrong!! and sister companies are usually based in a seperate place or office!!!

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