Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: starting off

  1. #1
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    Damon Novitiate

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    Red face starting off

    Hi guys, just new to this group, got info from a work pal.
    My situation is bank charges with A+L, from about 6 months. They have added up under £100. But still its not fair.
    Read some articles in the Guardian about taking them to small claims court.
    So i wrote them a letter a few weeks ago asking from my money returned and stated that it was not right and i would be looking into court action if they were not returned.
    They send back a letter similar to others letters saying no.
    This is before i saw your forum, my questin is ,,,,what should be my next step?
    Many thanks
    Damon

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    barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad Authoritative barracad's Avatar

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    Default Re: starting off

    Read the FAQs. It tells you step-by-step what you need to do.

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


    "Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



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    Default Re: starting off



    Your next step is to take a good read of the faq's and make sure you know what you are getting yourself into...

    Then if you think that your letter was close enough to the prelim letter in the library and you are sure that you have caught all of your charges for the last 6 yearsicon, fire off a lbaicon... etc etc etc

    Then... Once they have paid up make sure you don't forget all the wonderful advice and support you have got from this site and make a small donationicon in consideration of that... Without this site it will be a lot harder to get your money back (5% of your claim is commonly felt to be a worthy donationicon)

    If you have found this post (or any other post) useful ensure you click on the scales in the top right of that post to give credit where credit is due.

    DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.c o.uk/forum/showthread.php?p=52854

    As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment.
    Seek advice of a qualified, insured, professional if you have any doubts.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE