Thread: hubby v A & L **WON**

hi all, settled with the Halifax last week got an offer from the a&l for 720
claiming 1500 turned it down because of the way the women was on the phone anyway now having massive panic attack over the Lloyds business
a&l were served with court papers on the 13th am going back through everything can't find t & c has any one else needed them when they got to court

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i never got the t & c, and neither have a lot of ppl on here. just requested mine after 11 years

i opened my account over the phone and I dont remember getting much else other than cheque book, debit card and letter welcoming me to A & L no specific T & Conditions

My advice, dudes, (FWIW) is not to panic.

Lloyd's case was a fluke win for them, so much so it even took THEM by surprise!

You should be able to get a copy of the T&Cs from your local branch. Unless they've run out copies after being inundated with requests for them, lol.

I've lost count of the number of the things I've chucked in the bin, seems they update them every five minutes.

Hi just received a letter from wragge & co saying they are acting for the a&l in this matter and they have sent me an acknowledgement of service with intention to defend, not sure how serious they are taking it the person that signed the acknowledgement is a trainee it says under position held? any advice gladly accepted i have kept all correspondance between us but partly wishing i'd accepted there offer now

Hi blue , we seem to be at the exact same stage. I also received acknowledgement from Wragge & Co. today also signed be a trainee.
I think they've took on a load of YTS trainees to cope with the influx of new claims. I wouldnt worry too much about the Lloyds case , it can't set a precedent in a county court. Good luck with your claim.
Joe

Hi joe1969 received a cheque from them on sat morning the difference between 12 and the actual charge going to send a rejection letter in the morning going to the libary to do it as my printer has packed up but good luck with your claim

hi, a little help please was reading up about what to do next is there any way of reading a hard copy of the basic court bundle as my computer won't open it for some reason still waiting for a & l defence they sent me a letter stating intent to defend so just trying to get prepared cheers for all the advice

Hi went to the libary and have sent a rejection letter to there offer spoke to a&l on the phone and they said the offer is the best i'm goin to get because they will fight me all the way in court so looks like i'll be havin a day out just hope i can get the computer and printer workin properly before then or else i'll be spending some time in the libary

Hi received defence from wragge today seems to be the same one that everyone else has received so i am going to send them a copy of my spreadsheets on tues because of the bank holiday and my ageing printer, but they also sentme a letter saying why the Lloyds tsb won there case and how this will favour them in court i now this is just scare tactics but it's working tonight

Hi, received an allocation questionare from the courts this morning a & l have said they intend to call 1 witness , not sure who that will be am going to fill it in over the weekend and take it to the courts on monday morning hope it doesn't go as far as the court's but just trying to get a court bundle together at the moment only had a basic acc so if any one has any cases that are worth reading like this all advice would be gratefully accepted, good luck all

hi all took A Q to court today and spent the afternoon in the libary printing some stuff off computer still not playing when it comes to printing so trying to get everything ready so that i am prepared hope i don't have to go to court but reading as much as i can and hoping it stays in

hi all quick update received offer from wragge and co this morning for less than the a & l offered me before we put n1 form in, so going to send rejection letter this afternoon, they said it was purely on a commercial basis they were prepared to make a settlement offer.

lots of us at nearly same stage - somethings got to happen soon!


jansus

hi all, quick update got court date through this morning 7th september , got till 20th july to give court bundle but quick question i sent copies of everything to wragge & co and court with aq do i still have to send another or would you just ring and check thanks

Hi all, hubby got a letter off wragge and co this morning and they have settled in full it's been long and hard process and hubby now has smug smile on his face from when i wanted to settle will donate when it clears and thanks to everyone who has helped nowing or otherwise

we have been going back and forth with wragge and co was due in court on the 7th but they also sent a letter last week about the oft report so was shocked this morning when received the letter