Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi guys just won £6500 against RBS in bank charges!!!
But heres the twist
I owed them £3850 in a managed loan which i was paying £115.00 per month
They used my charges refund to pay off the loan in full and i collected the refund of the difference after a 1o day cooling off period.
Thats fine i dont owe the money i had some change and i dont have to pay £115.00 any more per month.
But when i checked experian credit report they have registered a default of £3850.00 Is this acceptable (i think not)
I have written to they they say will emend it to satisfied but not removed
(totally out of Order)
What do you think guys???
Any feedback or advice will be greatly recieved.
Kind Regards
In hindsight you should have made this a part of the settlement as then you had leverage, unfortunately now you can only make complaints to the bank to get them to remove it.